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$84,900
3 Beds 2 Baths FC320587 MLS
Virtually Staged. INVESTOR SPECIAL – FIXER-UPPER OPPORTUNITY IN PALATKA! Calling all investors, contractors, and renovation buyers! This 3-bedroom, 1.5-bath single-family home offers an opportunity for the buyer ready to take on a renovation project. The property needs TLC. Bring your vision, tools, and renovation plans and transform this property into a potential rental, resale, or long-term investment. With three bedrooms and one-and-a-half baths already in place, the home provides a starting point for a complete renovation and value-add project. Property is being offered in its current AS-IS condition, and buyers should perform their own inspections and due diligence regarding the condition, scope, and cost of repairs. Cash or renovation financing may be most appropriate due to the property’s current condition. If you’ve been looking for a true fixer-upper with investment potential, put this property on your list. Opportunity awaits for the buyer with the resources and vision to bring this property back to life!

504 N 18th Street, Palatka

Listing courtesy of ELITE HOUSING ADVISORS, LLC.. 954-776-9811

$450,000
4 Beds 2 Baths GC542889 MLS
Virtually Staged. Welcome home to this charming solid brick 3-bedroom, 2-bathroom home with a durable metal roof, perfectly situated on a spacious half-acre lot in a desirable community with NO HOA! Offering timeless appeal, comfortable living spaces, and plenty of room to enjoy the outdoors, this well-maintained home is an excellent opportunity for homeowners, weekend retreat seekers, or investors alike. From the moment you arrive, you'll be welcomed by the adorable, inviting front porch—the perfect spot to enjoy your morning coffee or unwind at the end of the day. Inside, the home offers fresh paint, abundant natural light, and a warm, welcoming atmosphere throughout. The spacious kitchen features plenty of cabinet storage, new appliances, and a kitchen sink positioned beneath a window overlooking the backyard, bringing in even more natural light and offering a pleasant view while you work. The two living areas provide flexibility for a variety of lifestyles. Use one as a traditional living room and the other as a family room, game room, home office, or additional gathering space. The formal dining room offers a dedicated space for family meals, holiday gatherings, and entertaining. The thoughtful layout provides a comfortable space for everyday living and entertaining. Step outside to enjoy the screened-in back porch, creating an ideal spot for relaxing, dining, or entertaining while taking in the peaceful backyard setting. A sliding glass door from one of the bedrooms provides convenient direct access to the porch, adding to the home's functionality. You'll also appreciate the carport with enclosed storage, providing covered parking along with valuable extra space for tools, equipment, hobbies, or seasonal items. The half-acre lot and NO HOA offer plenty of freedom to enjoy your property without the restrictions and fees often associated with neighborhood living. Plus, the location puts you close to schools, a nearby golf course, the St. Johns River, and a beautiful state park, making it easy to enjoy both everyday conveniences and outdoor recreation. With its solid brick construction, metal roof, spacious lot, inviting outdoor spaces, fresh paint, new appliances, and desirable NO HOA setting, this home offers an exceptional combination of comfort, character, and convenience. Come see why this charming brick home could be the one you've been waiting for!

2107 Golf Drive, Palatka

Listing courtesy of WATSON REALTY CORP- TIOGA. 352-274-2600

$314,000
4 Beds 2 Baths GC542475 MLS
Virtually Staged. Opportunity, acreage, and endless potential come together at 101 Allen Drive! Situated on three peaceful acres, this spacious 4-bedroom, 2-bath concrete block home offers plenty of room to make it your own. Approximately two acres are fenced, while the open rear portion of the property features a creek, creating a peaceful natural backdrop. A large barn with an interior workshop provides exceptional space for equipment, storage, hobbies, or projects. An attached three-car carport adds even more functionality to this unique property. The property is also equipped with owned solar panels, offering an energy-efficient upgrade and the potential for long-term utility savings. Lovingly held within the same family for generations, this property is ready for its next chapter. Whether you’re looking for room to spread out, space for recreational equipment, or the opportunity to personalize a home on beautiful acreage, this property offers endless possibilities. Bring your vision and discover everything 101 Allen Drive has waiting for you!

101 Allen Drive, Palatka

Listing courtesy of PEPINE REALTY. 352-226-8474

$210,000
2 Beds 3 Baths GC542336 MLS
Currently operating as a church, this 2,232 sq. ft. building is zoned Agricultural, which includes single-family residential, child & adult day care, a group home having 7 or more residents, religious facility, and more. (See list under Documents.) This offering is located on a .92 of an acre lot w/ample room for off-street parking to include RVs. A new metal roof was installed in 2025. It comes partially furnished (see list under Documents), has a full kitchen w/appliances, 3 bathrooms, a sanctuary, fellowship hall, and what could be two bedrooms or classrooms. As a church, it can accommodate 100+/- parishioners. The building has central heat and air plus 2 window A/C units. This is the same listing as in commercial

101 Sesame Street, Palatka

Listing courtesy of COLDWELL BANKER BEN BATES, INC. 386-328-6716

$99,900
OM729388 MLS
Exceptional Downtown Palatka Commercial Opportunity!! Two adjoining commercial lots in the Business District are being sold together, offering a combined 0.34 acres (100' x 150') in the heart of historic Downtown Palatka. This mostly cleared, level property features several mature trees, providing a beautiful setting for your future project. With city water, sewer, and natural gas available, this property is ready for a wide range of commercial or mixed-use possibilities (buyer to verify permitted uses with the City of Palatka). Located just blocks from the scenic St Johns River, Riverfront Park, and the waterfront amphitheater, this property places you in the center of one of Northeast Florida's most charming and revitalized downtown districts. Enjoy easy access to locally owned restaurants, coffee shops, boutiques, breweries, antique stores, and art galleries, all contributing to Palatka's welcoming small-town atmosphere. Palatka is known for a vibrant calendar of community events including the Azalea Festival, Blue Crab Festival, farmers markets, art shows, holiday parades, concerts and nationally recognized bass fishing tournaments with weigh-ins held at the nearby riverfront. Conveniently located within an easy drive to St. Augustine, Gainesville, Ocala, this property offers an outstanding opportunity for investors, developers, or business owners looking to establish a presence in one of Florida's growing historic riverfront communities.

219 S 10th Street, Palatka

Listing courtesy of SELLSTATE NEXT GENERATION REALTY. 352-387-2383

$1,249,000
2 Beds 2 Baths OM729436 MLS
Escape to a fully outfitted hunting camp bordering state land, offering privacy, easy access, and game management already done for you. Tucked in North Central Florida within reach of Palatka, Gainesville, Jacksonville, and St. Augustine, this property blends true off-grid convenience with serious hunting infrastructure, making it just as suited to a weekend retreat as to a dedicated hunting operation. The camp is anchored by a small 2-bedroom, 1.5-bathroom lodge alongside a separate metal building, both powered by the property's solar array, giving you comfortable, self-sufficient shelter for overnight stays plus dedicated storage and workspace without dependence on the grid. The solar power keeps lights, appliances, and gear charged and ready between trips, so arriving at camp feels no different than flipping a switch at home. A gated entrance provides controlled access and privacy, keeping the property secure when no one is on site, while an established network of interior roads reaches every corner of the property by truck or ATV. That road system means checking stands, refilling feeders, hauling out game, or moving equipment around camp is simple rather than a battle with the terrain. Hunters will appreciate the work that has already gone into this property. Multiple cleared food plots throughout, each paired with box stands positioned over the openings to take advantage of natural travel corridors. Feeders are already in place and running, so there is no scramble to set up before the season starts. A small seasonal creek also runs through the property, adding another natural water source that draws wildlife through the cleared areas and stands. The land has been strictly managed, meaning the game populations here reflect real, ongoing stewardship rather than incidental pressure. Deer, turkey, and hogs are all present in strong numbers, giving hunters a genuine variety of pursuits across the calendar, from spring turkey season through fall and winter deer and hog activity. Bordering state land along the entire north side is a rare and valuable feature, extending the property's usable habitat and travel corridors well beyond its own boundary while helping buffer the land from future development and preserve its character for years to come. The location adds real convenience to the package as well. Sitting close to Palatka and within a manageable drive of Gainesville, Jacksonville, and St. Augustine, the camp is easy to reach for weekend trips while still feeling private and secluded once you are through the gate. Supply runs, fuel, and equipment are never far away, but the camp itself stays quiet, gated, and undisturbed between visits. Whether the goal is a turnkey camp ready to hunt this season without lifting a finger, a private outdoor retreat for weekends away, or a well-managed tract to build on for the long term, this property delivers infrastructure, access, and game numbers that are hard to find already in place. Camps with this level of readiness, this location, and this kind of public-land border do not come along often.

375 Buck Springs Road, Palatka

Listing courtesy of WHITETAIL PROPERTIES REAL ESTATE. 217-285-9000

$235,000
FC319977 MLS
Position your business in the heart of Palatka, a historic riverfront community experiencing renewed growth through private investment, infrastructure improvements, industrial expansion, and downtown revitalization. Conveniently located along the St. Johns River between St. Augustine, Jacksonville, Gainesville, and Ocala, Palatka continues to attract homeowners, investors, developers, and businesses seeking opportunity within Northeast Florida. Located along one of the city's busiest streets, this property offers excellent visibility and is zoned C-1A Neighborhood Commercial, allowing for a variety of potential uses, including professional or business offices, service establishments, medical or dental offices, and other approved commercial purposes. Currently, it is operated as a coffee and wine bar. The building features recent updates to the electrical system, kitchen, bathroom, HVAC system, and tankless water heater. Additional highlights include a wired security system, exterior security lighting, an inviting outdoor patio, a beautifully fenced backyard, and a large, illuminated steel sign frame offering outstanding exposure for your business signage. With its flexible commercial zoning, prominent location, updated features, and placement within a growing Northeast Florida market, this property presents an excellent opportunity for an owner-user, professional practice, or business investor.

3323 Saint Johns Avenue, Palatka

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS (ST. AUG). 904-797-7442

$497,000
3 Beds 3 Baths GC541743 MLS
Waterfront Pool Home with Direct Access to the St. Johns River -Dive into the Florida waterfront lifestyle you've always dreamed of! This handicap-accessible concrete block home offers 2,400 square feet of comfortable living space on a beautiful canal with direct access to the St. Johns River, Crescent Lake, Dunns Creek, and beyond. Featuring 3 BR and 2.5 BA, this high-and-dry residence welcomes you with a spacious great room, soaring vaulted ceilings, & a cozy wood-burning fireplace. The oversized kitchen is designed for both everyday living & entertaining, offering LG appliances, a breakfast bar, country sink, pantry, abundant cabinetry, & generous counter space. The primary suite provides a peaceful retreat with a large walk-in closet & an accessible en-suite bath featuring dual vanities & a walk-in shower. 2 additional bedrooms share a full bath, providing plenty of room for family & guests. Step outside & enjoy your private pool, four-car carport, and storage shed/workshop. Come see it now!!

134 Bowfin Drive, Palatka

Listing courtesy of COLDWELL BANKER BEN BATES, INC. 386-328-6716

$174,900
4 Beds 1 Baths FC319603 MLS
Welcome to Elm Avenue, this 4 bedroom single family home was just recently updated and renovated for the next owner. Built to last with concrete block and brick construction, this home also sits on a large .27 acre high and dry lot with plenty of room for decks or water features. There are upgrades galore, from roof to floors. Some of the recent notable updates include; architectural shingle roof replaced, new well equipment, low-e windows added, new water heater, new AC, fresh paint inside and out, LVP floors added throughout, kitchen and bath remodeled. The location is ideal, just a short drive to St. Johns Ave. for all your riverside dining and shopping, or spend a day at Ravine Gardens State Park. Enjoy area parks, boat ramps, and laid-back North Florida living in Putnam County or head to St.Augustine for day at the beach. Schedule your showing today!

111 Elm Avenue, Palatka

Listing courtesy of ONE SOTHEBYS INTERNATIONAL. 386-276-9200

$374,900
3 Beds 2 Baths FC319284 MLS
Welcome to your very own private retreat! Nestled on 1.32 acres, this beautifully renovated 3-bedroom, 2-bath two-story home offers the perfect blend of modern updates, outdoor living, and room to spread out. Step inside to an expansive open living area ideal for entertaining family and friends, with tasteful renovations throughout that make this home truly move-in ready. Outside is where this property really shines! Enjoy endless summer days in the premium above-ground pool, relax on the spacious 12x30 screened porch, unwind under the gazebo, or host gatherings on the oversized 12.5x30 concrete patio. The fully fenced backyard provides privacy and space for family, pets, and all your outdoor toys. Need extra storage? Two storage buildings and a Quonset for equipment, hobbies, or a workshop. Located just minutes from shopping, dining, and the conveniences of town, yet tucked away from the hustle and bustle, this rare turnkey property demonstrates the peaceful lifestyle you've been looking for. Homes with acreage, upgrades, and outdoor amenities like this don't come along often—schedule your showing today before it's gone

121 Daren Drive, Palatka

Listing courtesy of EAZ REALTY LLC. 386-585-4833

$258,000
3 Beds 2 Baths O6414751 MLS
Virtually Staged. Beautifully updated 3BR/2BA home situated on a 1/4-acre cul-de-sac lot close to shopping, dining, schools, and major commuter routes. This move-in ready home features an open floor plan with abundant natural light from skylights, a spacious living area, and sliding glass doors leading to a large screened porch. The primary suite offers a walk-in closet, while the privacy-fenced backyard provides plenty of space for outdoor enjoyment. Recent improvements include a new AC system and ductwork, fresh interior and exterior paint, and new stainless steel appliances. The home also features a durable metal roof, a 2-car garage, and city water and sewer. A great opportunity to own an updated home in a convenient location. Repairs have already been started following the recent home inspection, giving buyers added confidence and peace of mind. This home is actively being improved, making it an even better opportunity for its next owner.

6109 W 1st Manor, Palatka

Listing courtesy of EXIT INSPIRED REAL ESTATE. 904-595-3948

$499,900
2 Beds 2 Baths FC319102 MLS
A Rare Opportunity to Own a Piece of Florida History Step back in time while enjoying the comforts of today in the remarkable Seavers House, a beautifully restored historic residence dating back to 1871. Nestled within Palatka's celebrated South Historic District, this architectural treasure represents a bygone era of elegance, craftsmanship, and Southern hospitality. Positioned on a prominent corner lot just moments from the St. Johns River, this stunning property offers a rare combination of historical significance, residential comfort, and commercial flexibility. Originally constructed during Florida's steamboat and railroad boom, the home has been lovingly restored to showcase its timeless character while accommodating modern living. Inside, visitors are greeted by soaring ceilings, original architectural details, rich wood flooring, and the kind of craftsmanship that simply cannot be replicated today. Every room tells a story, preserving the charm and grace of nineteenth-century Florida while creating an inviting atmosphere for family, guests, or visitors. The home's location within Palatka's historic district places it among some of Northeast Florida's most treasured Victorian and period residences, where tree-lined streets and grand historic homes evoke the elegance of another age. Whether envisioned as an extraordinary private residence, boutique bed-and-breakfast, vacation rental, professional office, event venue, or mixed-use investment, the property's zoning flexibility opens the door to countless possibilities. Imagine mornings on the porch with river breezes drifting through the neighborhood, afternoons exploring Palatka's revitalized downtown, and evenings entertaining beneath the glow of a home that has witnessed more than 150 years of Florida history. Properties of this caliber rarely become available. More than a home, 220 South 4th Street is a living piece of Florida's heritage—carefully preserved, thoughtfully restored, and ready for its next steward. Historic. Elegant. Irreplaceable. Welcome to one of Palatka's most captivating historic residences.ALL FURNISHINGS ARE NEGOTIABLE! “Circa 1871 Seavers House | Magazine-Quality Restoration | Historic District Gem | Airbnb/ Commercial Residential Possibilities

220 S 4th Street, Palatka

Listing courtesy of COLDWELL BANKER (HAMMOCK). 386-246-2380

$189,700
4 Beds 2 Baths O6400283 MLS
FULLY RENOVATED, VACANT AND READY FOR MOVE-IN! Welcome to this stunning 3-bedroom, 1 bonus room, and 2-bathroom gem in a quiet, established Palatka neighborhood. This home has been completely and recently transformed with modern finishes and a bright, open-concept 1,255 sq. ft. layout filled with natural light. The gorgeous kitchen features sleek granite countertops, stylish cabinetry, and a full suite of brand-new appliances. Brand-new premium flooring runs throughout the main living areas, complemented by updated plumbing, a brand-new HVAC system, new gutters, and fresh modern interior and exterior paint. Both bathrooms have been elegantly upgraded with contemporary vanities, while the bedrooms feature plush new carpeting. Outside, a premium new stucco finish gives the home great curb appeal, and the generous backyard offers an outdoor oasis perfect for relaxation and family enjoyment. There are no HOA fees to worry about. The property is located just minutes from schools, local amenities, and the beautiful St. Johns River. Listing agent is the spouse of the seller

1412 Laurel Street, Palatka

Listing courtesy of AGENT TRUST REALTY CORPORATION. 407-251-0669

$378,000
NS1088104 MLS
Attention investors, developers and builders! 28 buildable lots with road frontage in the established neighborhood of St Johns Harbor just off of the St Johns river. This is the Bostwick area of Putnam county approximately 15 miles South of Green Cove Springs and 12 miles North of Palatka. Some of the lots are on paved roads and others are on dirt roads. There are another 92 lots available and located in the same neighborhood and are on platted but yet to be built streets. The owner would prefer to sell all 120 lots together but may consider selling these road frontage lots separately. There is a public boat ramp to access the St Johns less than a mile away from this neighborhood. This is a very quiet location in N Putnam county, come take a look!

859 W River Road, Palatka

Listing courtesy of THE BARNETT GROUP, INC.. 386-426-7234

$200,000
4 Beds 2 Baths O6402839 MLS
**DRASTIC PRICE REDUCTION – INVESTORS WELCOME!** Beautifully updated manufactured home on **0.70+ acres** with an **adjacent legal lot of record**, offering exceptional flexibility and future potential. Whether you're looking for extra privacy, space for RVs, a workshop, pool, garden, or a future homesite, this property delivers. Inside, you'll find a bright, open floor plan with updated flooring, modern finishes, spacious bedrooms, and a functional kitchen ideal for everyday living and entertaining. The oversized primary suite offers flexibility for a home office, nursery, or additional living space. **A/C is only 1 year old.** Step outside and enjoy peaceful Florida living with plenty of room to roam. The property features **two wells and a septic system**, helping keep utility costs lower. **No HOA!** **County lot inquiry completed.** The adjacent parcel has been confirmed as a **legal lot of record** and is eligible for **one single-family residence**. **AG zoning permits mobile homes.** A future lot split may be possible if public water and sewer become available. Buyers should verify all intended uses, permitting, septic requirements, and development possibilities with Putnam County. Conveniently located just minutes from shopping, dining, hospitals, and medical facilities. Enjoy easy access to Salt Springs, Silver Glen, Green Cove Springs, Keystone Heights, and Fort McCoy. Within about an hour, reach Crescent Beach, historic St. Augustine, Flagler Beach, Palm Coast, Gainesville, and Ocala. Daytona Beach, Orlando attractions, and Jacksonville are all within approximately two hours. Don't miss this rare opportunity to own a move-in-ready home with additional land, development potential, and endless possibilities at an exceptional value. Schedule your showing today!

3511 S Palm Avenue, Palatka

Listing courtesy of LPT REALTY, LLC. 877-366-2213

$475,000
3 Beds 2 Baths FC317957 MLS
Escape to your own private retreat on 19.38+/- acres, where peaceful country living meets modern comfort. Surrounded by majestic oak trees and tucked away from neighboring homes, this exceptional property offers the privacy, space, and freedom that are increasingly hard to find. This cozy 3-bedroom, 2-bath home offers an open-concept floor plan with soaring vaulted ceilings that create a bright and spacious living area. The updated kitchen seamlessly connects to the main living space, making it ideal for entertaining, hosting family gatherings, or enjoying everyday life. A unique loft with a spiral staircase adds extra versatility, providing the perfect space for a guest room, home office, or kids’ playroom. Recent improvements include a freshly painted exterior (2026), updated kitchen appliances (2026), washer and dryer (2026), primary shower (2024) and a roof installed (2016), offer added value and peace of mind. These updates, along with the property's private well (2025) and septic system (2024), enhance the self-sufficient country lifestyle this home provides. Step outside and discover everything this remarkable acreage has to offer. The property is cross-fenced and includes multiple outbuildings, providing ample space for livestock, horses, equipment, workshops, hobbies, or additional storage. With no HOA restrictions, you'll have the flexibility to create the lifestyle you've envisioned. Whether you're dreaming of a horse property, hobby farm, flourishing gardens, ATV trails, outdoor adventures, or simply a peaceful place to enjoy nature, this versatile property is ready to accommodate your plans. Established hunting opportunities and abundant wildlife make it equally appealing for outdoor enthusiasts and sportsmen. Enjoy the tranquility of rural living without sacrificing convenience. Downtown Palatka is approximately 20 minutes away, Gainesville is about 45 minutes, and the beaches of St. Augustine are roughly one hour away. Outdoor recreation is close at hand, with Etoniah Creek State Forest just 15 minutes away, offering miles of horseback riding trails, hiking, wildlife viewing, and opportunities to experience Florida's natural beauty. Opportunities to own nearly 20 private acres with an updated home, usable land, and this level of versatility are becoming increasingly rare. Whether you're searching for a full-time homestead, weekend retreat, or a property with room to grow, this is the place that offers the space, privacy, and potential to make your vision a reality.

461 Old Starke Road, Palatka

Listing courtesy of GREAT EXPECTATIONS REALTY. 904-823-3456

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