Citrus County Homes under $1 million

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Newest Citrus County Homes under $1 million

$199,999

4 Beds ⋅ 3 Baths ⋅ CC853957 MLS

Move-in ready and packed with over $100,000 in upgrades, this beautifully updated home on 1.25 acres offers the perfect blend of modern comfort and peaceful living in Hernando. Featuring a large workshop, fully fenced property, and cleared land, this home is ideal for those seeking space and functionality. MINUTES FROM LOCAL SHOPS, COFFEE & RESTAURANTS. Major improvements include 2022 updates such as a NEW ROOF all new FLOORING, LIGHT FIXTURES interior PAINT. In 2023 upgrades include an UPGRADED Frigidaire and Samsung stainless steel APPLIANCES and range hood. In 2024, the exterior was freshly painted, NEW GUTTERS were installed, and a MILLINGS DRIVEWAY was added. Recent enhancements include a NEW SPLIT UNIT and upgraded 220-AMP RV/Tesla hookup, along with a SMART THERMOSTAT, electrical plate updates, and screened lanai improvements (2026). Enjoy added features like a new entry gate and modern lighting throughout. Located in a FEMA X zone and ideally situated near the Withlacoochee State Trail, as well as Crystal River and the World Equestrian Center, this property offers a quiet lifestyle with convenient access to outdoor recreation and everything Citrus County has to offer.

4880 N Highland Park Drive, Hernando

Listing courtesy of FLORIDA REAL ESTATE LIFESTYLES.

$170,000

2 Beds ⋅ 2 Baths ⋅ CC855249 MLS

Wake up to waterfront views, enjoy fishing and boating from your backyard, and experience the Florida lifestyle you've been dreaming of. Nestled on a beautiful waterfront lot with approximately 150 feet of water frontage leading directly to Lake Henderson, this charming 2-bedroom, 2-bath home offers the perfect blend of peaceful living and practical upgrades. Enjoy the beauty of the water right from your backyard while taking advantage of numerous recent improvements that provide added value and peace of mind. The home features a recently painted exterior, freshly painted concrete surfaces, and a sured up deck that creates a functional outdoor space ready for your personal touch. Major updates include: New well pump, new water softener and filtration system valued at approximately $7,000—a high-quality system similar to municipal water treatment technology on a residential scale, garage roof recently replaced, generator ready hookup installed on the back right side of the home for added convenience during power outages, and all new plumbing being installed. 4 point inspection was just completed and all repairs already made. Whether you're looking for a full-time residence, a waterfront retreat, or an investment opportunity, this property offers a rare chance to enjoy direct water access with easy access to Lake Henderson and all the recreation it provides.

928 S Shad Terrace, Inverness

Listing courtesy of ERA AMERICAN SUNCOAST REALTY.

$425,000

3 Beds ⋅ 2 Baths ⋅ O6449097 MLS

Beautiful 3-bedroom, 2-bathroom 2 car garage w/ garage door opener, home offers many upgrades to major components, situated on 2.6 acres offering space, flexibility and privacy, close to the dead-end of the street, without any HOA or deed restrictions. This property features an ideal detached man cave or she-shed, perfect for guests or additional recreational space, has water and electric. Major updates include a 2019 roof, 2022 4-ton A/C system with a 10-year warranty, and a 2026 water heater. The septic system was pumped and certified July 2026, providing peace of mind for the next owner. The kitchen has been thoughtfully updated with modern finishes, creating a fresh and inviting heart of the home. Tile throughout the living area with new floors in all the bedrooms. Family room offers a wood-burning fireplace illuminated by four skylights. Primary-suite offers dual sinks, garden tub and walk-in closet. Enjoy the nature around you from the oversized (13x29) screened in rear porch. Other exterior features include: 19x18 carport, two aluminum sheds, dog house, and brick exterior finishes to entryway and front of the home. Property is fully fenced w/ gate opener. This place is immaculately maintained and truly move-in ready! Enjoy the feel of a private oasis surrounded by natural space while still having all the essential upgrades already completed. A rare opportunity to own acreage with valuable improvements and versatile living options.

5956 W Green Acres Street, Homosassa

Listing courtesy of CHEVON EATON. 321-210-4633

$195,000

2 Beds ⋅ 2 Baths ⋅ CC858494 MLS

Rare opportunity in Homosassa: a completely remodeled, turnkey 1,122 sq. ft. home with commercial zoning on a peaceful, low-traffic street! Tucked away on Fern Street, this property pairs everyday serenity with unmatched convenience, placing you just minutes from downtown Homosassa shopping, local groceries, and waterfront dining. Step inside a freshly updated interior featuring 2 bedrooms, 2 bathrooms, plus a flexible bonus room ideal for a home office, craft room, or guest overflow. A durable metal roof provides long-term peace of mind. Outside, the property transforms into a private park-like retreat anchored by a magnificent, shade-giving granddaddy oak in the front yard. The grounds are wrapped in vibrant, established shrubs and flowers, effortlessly maintained via an automated irrigation system over a lush green lawn. Best of all, the commercial zoning opens up exciting possibilities—live where you work, set up a home-based business, or hold it as a high-potential investment. Schedule your showing today!

8011 W Fern Place, Homosassa

Listing courtesy of TROPIC SHORES REALTY.

$299,000

3 Beds ⋅ 2 Baths ⋅ CC856377 MLS

Nestled behind a mature shade tree is this 80's architectural style home with rounded arches that adds drama and warmth to the interior and exterior spaces. The welcoming front porch will entice you to come inside to this spacious home with the great room that flows into the dining area next to the kitchen. A beautiful archway opens to the cozy family room with a stone fireplace. Sliders lead to a 15X12 lanai where you can enjoy a casual meal in the light and bright space. French doors lead to a screen porch with a view of the fenced backyard. The master suite has a walk-in closet and bath. Bedrooms 2 & 3 are split from the master and share a hall bath. The fenced backyard has 2 outbuildings. Turn the outbuilding with the cute front porch into an art studio, playhouse, hobby room or more storage. The other shed can store all your toys and tools. Located on a corner lot near shopping, dining, banks and medical facilities and a short drive to the local waterways, parks and downtown Inverness for festivals and entertainment. Come to the Nature Coast and enjoy all Florida has to offer!

550 N Rooks Avenue, Inverness

Listing courtesy of TOP PERFORMANCE REAL EST. CONS.

$383,000

4 Beds ⋅ 3 Baths ⋅ CC856423 MLS

One or more photo(s) has been virtually staged. Welcome to this beautiful new construction home in Homosassa! Featuring 4 bedrooms, 3 bathrooms, and 2,406 square feet of living space, this home offers a bright open-concept layout designed for comfortable everyday living. The modern kitchen features stainless steel appliances, ample cabinetry, and a spacious island overlooking the living and dining areas. The split floor plan provides added privacy, with a spacious primary suite and a beautifully appointed en-suite bathroom. Situated on a 0.28-acre lot, there's plenty of room to enjoy the outdoors and create your ideal backyard retreat. Conveniently located near shopping, restaurants, outdoor recreation, and the famous Homosassa springs, this home is the perfect blend of modern living and Florida lifestyle. Schedule your showing today! VirtuallyStaged.

4 Lone Pine Street, Homosassa

Listing courtesy of PREMIER SOTHEBYS INT'L REALTY.

$229,888

3 Beds ⋅ 2 Baths ⋅ CC851824 MLS

Discover Your Dream Home in the Citrus Springs Community! The Prescott Plan features an airy open layout with a seamless transition between the Living Room, a well-equipped Kitchen, and a separate Dining Area, ideal for entertaining. The kitchen stands out with its beautiful cabinetry, Quartz countertops, and stainless steel appliances, including a range with a microwave hood and dishwasher. The serene primary suite includes a private bath with dual vanity sinks and a generous walk-in closet. Additional highlights include a convenient two-car garage, and energy-efficient Low-E insulated dual-pane vinyl windows. A one-year limited home warranty. Citrus Springs is surrounded by lush forests, springs, and natural beauty. It’s near Crystal River, home to the famous Three Sisters Springs, where residents can enjoy clear, fresh waters and observe manatees. The Withlacoochee State Trail is also nearby, providing opportunities for biking, hiking, and exploring the great outdoors. While Citrus Springs itself is inland, it's only a quick drive to the Gulf Coast, where you can enjoy pristine beaches like Fort Island Gulf Beach and Pine Island. Residents have easy access to the Gulf for swimming, boating, and beach activities. Conveniently located near Inverness and Crystal River, both of which offer essential services, such as shopping, dining, and healthcare options. Ocala, a larger city known for its equestrian culture, can be quickly accessed and provides even more opportunities for entertainment and employment. Pricing shown reflects available seller incentives when financing is obtained through the seller’s preferred lender. Terms and conditions apply.

8640 N Elkcam Boulevard, Citrus Springs

Listing courtesy of WJH BROKERAGE FL LLC.

$259,900

2 Beds ⋅ 2 Baths ⋅ CC849781 MLS

Beautifully maintained 2 bedroom, 2 bath home in Sugarmill Woods. Neutral colors throughout, built in cabinets in dining room and living room. Tiled lanai is air conditioned providing year round enjoyment. Roof - 2024. Large open kitchen with wood cabinets. Stainless steel appliances - dining area in kitchen. Laundry room with washer and dryer. 2 car garage with great storage. Monthly maintenance fee takes care of landscaping, watering, pest control outside, trash pickup. Lock the door and travel whenever with peace of mind in this wonderful neighborhood. The area provides wonderful fishing, boating, kayaking, thrift shopping. Sugarmill offers golfing, tennis, pickleball, swimming, and the country club has special events and a restaurant. Schedule your showing today!

40 S Masters Drive, Homosassa

Listing courtesy of TROPIC SHORES REALTY.

$239,000

3 Beds ⋅ 2 Baths ⋅ CC849780 MLS

Welcoming 3 bedroom, 2 bath home in the Oakleaf Villas Community. 2 car garage with extra storage for those occasional special events and his/her hobby! 3rd bedroom would make an excellent office for those working from home. Roof - 2024. The landscaping and watering are provided in the monthly maintenance fee. Kitchen with lots of storage. Laundry room with washer and dryer. Open floor plan with primary suite plus 2 other bedrooms. Sugarmill Woods has lots to offer - golfing, tennis, pickleball, swimming, country club with restaurant. Nearby fishing, kayaking, boating. 1 hour to Tampa Airport. Schedule your showing today!

27 S Masters Drive, Homosassa

Listing courtesy of TROPIC SHORES REALTY.

$175,000

2 Beds ⋅ 1 Baths ⋅ CC857927 MLS

Discover this charming waterfront home at 10119 E Bass Cir in Inverness, FL. This home accords an intimate and manageable space with a minimalist feel. A comfortable temperature setting during hot weather days brings the benefit of low utility bills. It features two bedrooms and one full bathroom, with space to expand. The property sits on a sizable waterfront 0.26-acre lot, with ample outdoor space for campfires, gardening, and recreational activities. This property presents a unique opportunity to enjoy many peaceful settings. The expansive lot gives room to explore creative outdoor possibilities, such as creating a garden oasis or setting up a relaxing outdoor retreat, all with no HOA and space for water and camping equipment right outside your doorstep. No flood insurance required. Major remodeling and updates have already been completed: new roof, argon gas double-pane windows for AC/heat efficiency, bathroom privacy glass and new toilet, updated 200-amp electric service, water well service with new pipes, pump, and bladder, Gree HVAC mini splits, shed, and fenced yard. In addition, huge trees were removed, adding more space and more parking. the new Suncoast Parkway 2 connecting the Tampa Bay area from Crystal River. Short drive to hospital, eateries, bike trails, golfing, museums, and parks.

10119 E Bass Circle, Inverness

Listing courtesy of Beycome Of Florida LLC.

$275,000

3 Beds ⋅ 2 Baths ⋅ TB8556944 MLS

Opportunity Knocks in Sugar Mill Woods! This 3-bedroom, 2-bathroom, 2-car garage home offers great potential for buyers looking to make a home their own. Priced to reflect the need for a new roof and interior flooring, this property has good bones and plenty of possibilities for its next owner. Inside, you'll find a spacious kitchen featuring granite countertops and a center island, providing plenty of room for meal prep and gathering. The generously sized primary suite offers dual walk-in closets and an ensuite bathroom, while the large enclosed back porch provides additional space to relax or entertain. The A/C was replaced in 2024. With a motivated seller and a price that reflects the opportunity, this is your chance to bring your vision and a little TLC to a home in the desirable Sugar Mill Woods community. Whether you're an investor or a buyer ready to customize a home to your taste, don't miss the potential this property has to offer!

31 Mayflower Court S, Homosassa

Listing courtesy of FUTRELL REALTY, INC. 352-650-6126

$379,000

4 Beds ⋅ 3 Baths ⋅ CC858473 MLS

Newer construction, with the upgrades already in place! Built in 2021, this 4-bedroom, 3-bath Sugarmill Woods home includes a separate flex room, large screened lanai, established landscaping, smart-home technology, whole-home audio, hurricane shutters & many other upgrades that aren’t often included with a new build. Luxury vinyl plank flooring, high ceilings and crown molding carry through the open living space, where two sets of triple sliders open to the 35-foot screened lanai. The kitchen pairs quartz countertops & a large breakfast bar with soft-close cabinetry, pull-out storage, built-in convection double ovens, an electric cooktop and stainless steel appliances. A separate flex room, currently used as a game room, adds another versatile space for dining, an office or additional living area. The primary suite includes a walk-in closet and spacious bath with dual sinks, soaking tub and an oversized walk-in shower with dual wall-mounted heads and a center rain shower. The 2-car garage extends its functionality with an additional 10' x 18' workshop area, providing valuable space for projects, tools or storage. Outside, the screened lanai overlooks a wooded greenbelt where deer are frequent visitors. Privacy hedges, irrigation and whole-house gutters with leaf guards add to the already-finished outdoor space. Additional upgrades include polarized windows, whole-house surge protection and hot-water recirculation. The smart-home/security package and whole-home surround sound convey, and a transferable 2-10 structural warranty adds another valuable benefit. Sugarmill Woods offers optional social & golf memberships and is conveniently located near the Suncoast Parkway, offering direct access to Tampa and the Airport. Enjoy the relaxed pace and natural beauty of Florida’s Nature Coast, with boating, fishing, springs and the Gulf all within easy reach.

16 Elder Court E, Homosassa

Listing courtesy of REMAX REALTY ONE.

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The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors® MLS IDX Database. Real estate listings from the Dayton Area Board of Realtors® MLS IDX Database held by brokerage firms other than Coldwell Banker Realty are marked with the IDX logo and are provided by the Dayton Area Board of Realtors® MLS IDX Database. Information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in. Copyright© 2026 Dayton Area Board of Realtors®