MOTIVATED SELLER - BRING YOUR OFFER! LAND-OWNED FURNISHED HOME IN PINE ISLAND COVE WITH NO LOT RENT, BOATING ACCESS & 55+ RESORT-STYLE LIVING! Discover an affordable opportunity to own a furnished manufactured home in Pine Island Cove, a popular 55+ waterfront boating community in St. James City on Pine Island. With land ownership, NO LOT RENT, low HOA fees, community boating access, and resort-style amenities, this home offers the relaxed Southwest Florida lifestyle buyers are searching for. Pine Island Cove is ideal for boating, fishing, and active Florida living. Residents enjoy a long, wide community boat ramp, boat-rinsing station, waterfront green space, remodeled clubhouse, community swimming pool, pickleball, bocce, social activities, and neighborhood events. Launch your boat, spend the day exploring Southwest Florida waterways, or simply relax and enjoy the laid-back Pine Island lifestyle. The home welcomes you with a screened front porch, perfect for morning coffee, visiting with neighbors, or enjoying the island breeze. A separate utility room provides convenient indoor laundry plus additional storage for fishing gear, boating equipment, beach supplies, and everyday necessities. Inside, the kitchen opens to the dining area and spacious great room, creating a comfortable layout for entertaining and daily living. A Florida room provides valuable additional living space and can be opened to enjoy fresh air or enclosed for year-round use. Both bedrooms are generously sized. The primary suite features a private en-suite bathroom, while the guest bedroom is conveniently located near the second full bath. Recent improvements include a newer roof, newer luxury vinyl plank flooring with vapor barrier, and a newer carport. Offered furnished, this St. James City home is ready to enjoy as a seasonal Florida retreat, winter residence, or full-time Pine Island home. The outdoor area behind the property provides additional space for grilling, entertaining, relaxing, or creating your own personalized outdoor living area. Located in Pine Island Cove, you can enjoy the best of St. James City with convenient access to boating, fishing, kayaking, waterfront dining, local restaurants, and the Old Florida island lifestyle Pine Island is known for. Whether you are searching for a Pine Island Cove home, St. James City 55+ community, land-owned manufactured home with no lot rent, affordable Florida retirement home, boating community property, or furnished seasonal residence, this home offers exceptional lifestyle and value. Buyers considering Florida residency may also wish to explore potential homestead and property-tax benefits available to qualifying Florida homeowners. Buyers should independently verify eligibility and potential savings with the appropriate property appraiser or tax professional.

2 Beds ⋅ 2 Baths ⋅ 2026030375 MLS

MOTIVATED SELLER - BRING YOUR OFFER! LAND-OWNED FURNISHED HOME IN PINE ISLAND COVE WITH NO LOT RENT, BOATING ACCESS & 55+ RESORT-STYLE LIVING! Discover an affordable opportunity to own a furnished manufactured home in Pine Island Cove, a popular 55+ waterfront boating community in St. James City on Pine Island. With land ownership, NO LOT RENT, low HOA fees, community boating access, and resort-style amenities, this home offers the relaxed Southwest Florida lifestyle buyers are searching for. Pine Island Cove is ideal for boating, fishing, and active Florida living. Residents enjoy a long, wide community boat ramp, boat-rinsing station, waterfront green space, remodeled clubhouse, community swimming pool, pickleball, bocce, social activities, and neighborhood events. Launch your boat, spend the day exploring Southwest Florida waterways, or simply relax and enjoy the laid-back Pine Island lifestyle. The home welcomes you with a screened front porch, perfect for morning coffee, visiting with neighbors, or enjoying the island breeze. A separate utility room provides convenient indoor laundry plus additional storage for fishing gear, boating equipment, beach supplies, and everyday necessities. Inside, the kitchen opens to the dining area and spacious great room, creating a comfortable layout for entertaining and daily living. A Florida room provides valuable additional living space and can be opened to enjoy fresh air or enclosed for year-round use. Both bedrooms are generously sized. The primary suite features a private en-suite bathroom, while the guest bedroom is conveniently located near the second full bath. Recent improvements include a newer roof, newer luxury vinyl plank flooring with vapor barrier, and a newer carport. Offered furnished, this St. James City home is ready to enjoy as a seasonal Florida retreat, winter residence, or full-time Pine Island home. The outdoor area behind the property provides additional space for grilling, entertaining, relaxing, or creating your own personalized outdoor living area. Located in Pine Island Cove, you can enjoy the best of St. James City with convenient access to boating, fishing, kayaking, waterfront dining, local restaurants, and the Old Florida island lifestyle Pine Island is known for. Whether you are searching for a Pine Island Cove home, St. James City 55+ community, land-owned manufactured home with no lot rent, affordable Florida retirement home, boating community property, or furnished seasonal residence, this home offers exceptional lifestyle and value. Buyers considering Florida residency may also wish to explore potential homestead and property-tax benefits available to qualifying Florida homeowners. Buyers should independently verify eligibility and potential savings with the appropriate property appraiser or tax professional.

4931 Needle Fish Lane, St James City

Listing Courtesy of KW Florida Living

$142,000

Welcome to this charming and newly refreshed home located in the highly desirable 55 + community of Pine Island Cove. This property has been thoughtfully updated with new kitchen cabinets, countertops, flooring, a new shower, and an efficient mini-split A/ C system, giving the home a clean modern feel from the moment you step inside. The layout offers comfortable living spaces with plenty of natural light, making it an ideal full-time residence or seasonal retreat. The updates throughout provide peace of mind and move in readiness. Outside, enjoy all that Pine Island cove is known for-Gulf-access boating and a friendly, active lifestyle. Residents have access to a community boat ramp with Gulf Access, fish cleaning station and boat washout area, making it easy to spend your days on the water. There is also RV and boat storage, a dog park, picnic area, and a full calendar of activities including pickleball, bocce ball and social clubs for every interest. Just minutes from the bay and Gulf, this location is perfect for enjoying some of SW Florida's best fishing, exploring the outer islands or relaxing at the beaches. It is close to all the dining, shopping and island events Pine Island has to offer. You own your land and the HOA is only $160.00 per month.

2 Beds ⋅ 2 Baths ⋅ 2026014591 MLS

Welcome to this charming and newly refreshed home located in the highly desirable 55 + community of Pine Island Cove. This property has been thoughtfully updated with new kitchen cabinets, countertops, flooring, a new shower, and an efficient mini-split A/ C system, giving the home a clean modern feel from the moment you step inside. The layout offers comfortable living spaces with plenty of natural light, making it an ideal full-time residence or seasonal retreat. The updates throughout provide peace of mind and move in readiness. Outside, enjoy all that Pine Island cove is known for-Gulf-access boating and a friendly, active lifestyle. Residents have access to a community boat ramp with Gulf Access, fish cleaning station and boat washout area, making it easy to spend your days on the water. There is also RV and boat storage, a dog park, picnic area, and a full calendar of activities including pickleball, bocce ball and social clubs for every interest. Just minutes from the bay and Gulf, this location is perfect for enjoying some of SW Florida's best fishing, exploring the outer islands or relaxing at the beaches. It is close to all the dining, shopping and island events Pine Island has to offer. You own your land and the HOA is only $160.00 per month.

4978 Mullette Lane, St James City

Listing Courtesy of Century 21 Sunbelt Realty

$415,000

Experience the best of waterfront living in this beautifully furnished 3-bedroom, 2-bath coastal retreat in the highly desirable Pine Island Cove community. Offering direct GULF ACCESS and an impressive 92 feet on saltwater canal frontage, this home is designed for those who value comfort, style and effortless outdoor living. Inside, you'll find a bright, coastal-inspired interior with 1,508 sq.ft. of thoughtfully designed space. The home comes tastefully furnished, creating a turnkey experience from the moment you arrive. Enjoy seamless indoor-outdoor living with a screened front lanai, sunroom, and open back lanai overlooking the water. A boat lift and maintenance-fee landscaping make boating and relaxation truly effortless. As one of the largest homes in the community, it offers exceptional space and a premier canal location. of the rare advantages of Pine Island Cove is that you own your property-no land lease-while still enjoying resort-style amenities for an incredible low fee of just $160 per month. The community features a heated saltwater pool, spa, private Gulf access boat ramp, fish cleaning and washout station, a covered picnic pavilion, dog park, pickleball, bocce and a vibrant calendar of clubs and activities. From your dock you're only minutes to the bay and the Gulf, home to some of the best fishing in Florida.

3 Beds ⋅ 2 Baths ⋅ 2026012753 MLS

Experience the best of waterfront living in this beautifully furnished 3-bedroom, 2-bath coastal retreat in the highly desirable Pine Island Cove community. Offering direct GULF ACCESS and an impressive 92 feet on saltwater canal frontage, this home is designed for those who value comfort, style and effortless outdoor living. Inside, you'll find a bright, coastal-inspired interior with 1,508 sq.ft. of thoughtfully designed space. The home comes tastefully furnished, creating a turnkey experience from the moment you arrive. Enjoy seamless indoor-outdoor living with a screened front lanai, sunroom, and open back lanai overlooking the water. A boat lift and maintenance-fee landscaping make boating and relaxation truly effortless. As one of the largest homes in the community, it offers exceptional space and a premier canal location. of the rare advantages of Pine Island Cove is that you own your property-no land lease-while still enjoying resort-style amenities for an incredible low fee of just $160 per month. The community features a heated saltwater pool, spa, private Gulf access boat ramp, fish cleaning and washout station, a covered picnic pavilion, dog park, pickleball, bocce and a vibrant calendar of clubs and activities. From your dock you're only minutes to the bay and the Gulf, home to some of the best fishing in Florida.

4892 Gulfgate Lane, St James City

Listing Courtesy of Century 21 Sunbelt Realty

$156,500

If you are looking for a fully furnished home, you have found it. This 2-bedroom 2 bath home is located in Pine Island Cove the best 55+ community on Pine Island. The community has a heated saltwater pool, spa, private boat ramp that has Gulf access, boat & RV storage, picnic area with covered tables and grills, club house, dog run, fish cleaning station, washout facilities. There are a lot of activities for everyone pickleball, bocce and many clubs. It is just a few minutes out to the bay and Gulf to some of the best fishing in SW Florida. Community is located near to shops, banks and restaurants.

2 Beds ⋅ 2 Baths ⋅ 2025024128 MLS

If you are looking for a fully furnished home, you have found it. This 2-bedroom 2 bath home is located in Pine Island Cove the best 55+ community on Pine Island. The community has a heated saltwater pool, spa, private boat ramp that has Gulf access, boat & RV storage, picnic area with covered tables and grills, club house, dog run, fish cleaning station, washout facilities. There are a lot of activities for everyone pickleball, bocce and many clubs. It is just a few minutes out to the bay and Gulf to some of the best fishing in SW Florida. Community is located near to shops, banks and restaurants.

4939 Mullette Lane, St James City

Listing Courtesy of Century 21 Sunbelt Realty

$145,000

Turnkey! Fully furnished! Welcome to Pine Island Cove, a vibrant 55+ waterfront boating community in St. James City. Plenty of social activates and events; bingo, yoga, water aerobics, holiday dinner...etc. Enjoy a saltwater pool & Spa, bocce and pickleball courts, a clubhouse, fitness center, picnic park, dog park, boat ramp, and boat/RV storage, along with a variety of programs to keep you active. This SPACIOUS 1144sqft newly renovated 2-bedroom, 2-bathroom, fully furnished home features a 2022 roof, new ductless split AC, new flooring, large walk-in closets, a relaxing Florida room and more. Situated on a corner lot, it boasts the best location in the community, with amenities just across the street. The HOA fee is $160 per month. The boat/RV storage is $50 per year if utilized. Launch your boat at the community ramp, just 5 minutes from open water, and explore Pine Island Sound, renowned for diverse fishing opportunities, including snook, trout, redfish, and tarpon. Easily navigate to stunning barrier islands like Sanibel, Captiva, and Cayo Costa - accessible only by boat. In Pine Island Cove, you own both the house and the land. Don’t miss your chance to live in paradise!

2 Beds ⋅ 2 Baths ⋅ 225048514 MLS

Turnkey! Fully furnished! Welcome to Pine Island Cove, a vibrant 55+ waterfront boating community in St. James City. Plenty of social activates and events; bingo, yoga, water aerobics, holiday dinner...etc. Enjoy a saltwater pool & Spa, bocce and pickleball courts, a clubhouse, fitness center, picnic park, dog park, boat ramp, and boat/RV storage, along with a variety of programs to keep you active. This SPACIOUS 1144sqft newly renovated 2-bedroom, 2-bathroom, fully furnished home features a 2022 roof, new ductless split AC, new flooring, large walk-in closets, a relaxing Florida room and more. Situated on a corner lot, it boasts the best location in the community, with amenities just across the street. The HOA fee is $160 per month. The boat/RV storage is $50 per year if utilized. Launch your boat at the community ramp, just 5 minutes from open water, and explore Pine Island Sound, renowned for diverse fishing opportunities, including snook, trout, redfish, and tarpon. Easily navigate to stunning barrier islands like Sanibel, Captiva, and Cayo Costa - accessible only by boat. In Pine Island Cove, you own both the house and the land. Don’t miss your chance to live in paradise!

4920 Pinfish Lane, St James City

Listing Courtesy of Sunbird

$199,900

We are proud to bring you your slice of tropical paradise in Pine Island Cove, one of St. James City’s most desirable 55+ communities! This brand-new 2 bedroom, 2 bathroom manufactured home has just been installed and is elevated to meet current flood zone elevation requirements, providing peace of mind and potential insurance savings. With an open-concept floor plan, a split-bedroom layout, and a dedicated laundry room, this home is both functional and filled with natural light. Outside, enjoy the convenience of a new covered carport and matching storage shed—ideal for your tools, beach gear, or golf cart. Best of all, the home is located just three homes away from the community center and an easy walk to the heated community pool and other amenities. The interior and exterior comes as a blank slate—fresh, neutral, and ready for your personal touches to make it truly your own. Add your preferred finishes, furnishings, landscaping, and décor to create your perfect Florida retreat. Pine Island Cove offers direct Gulf access via a private community boat ramp, along with RV/boat storage, an active clubhouse, and a full calendar of social events. The HOA is low and the island lifestyle is unmatched. Pine Island is known for its laid-back atmosphere, tropical surroundings, excellent fishing, art galleries, and waterfront dining—a true escape from the mainland grind. Don’t miss this opportunity to own a brand-new, elevated home in a welcoming waterfront community. Schedule your private showing today and make this island gem your own!

2 Beds ⋅ 2 Baths ⋅ 225056362 MLS

We are proud to bring you your slice of tropical paradise in Pine Island Cove, one of St. James City’s most desirable 55+ communities! This brand-new 2 bedroom, 2 bathroom manufactured home has just been installed and is elevated to meet current flood zone elevation requirements, providing peace of mind and potential insurance savings. With an open-concept floor plan, a split-bedroom layout, and a dedicated laundry room, this home is both functional and filled with natural light. Outside, enjoy the convenience of a new covered carport and matching storage shed—ideal for your tools, beach gear, or golf cart. Best of all, the home is located just three homes away from the community center and an easy walk to the heated community pool and other amenities. The interior and exterior comes as a blank slate—fresh, neutral, and ready for your personal touches to make it truly your own. Add your preferred finishes, furnishings, landscaping, and décor to create your perfect Florida retreat. Pine Island Cove offers direct Gulf access via a private community boat ramp, along with RV/boat storage, an active clubhouse, and a full calendar of social events. The HOA is low and the island lifestyle is unmatched. Pine Island is known for its laid-back atmosphere, tropical surroundings, excellent fishing, art galleries, and waterfront dining—a true escape from the mainland grind. Don’t miss this opportunity to own a brand-new, elevated home in a welcoming waterfront community. Schedule your private showing today and make this island gem your own!

4944 Porky Lane, St James City

Listing Courtesy of Sea Glass Gulf Realty

$165,000

Pine Island Cove 55+ community.. Community POOL, HOT TUB, CLUBHOUSE, FITNESS, PICKLE BALL, PICNIC- PARK BOAT RAMP, BOAT & RV STORAGE, SEWER and much more.. Beautiful Island Community. The 2-bedroom 2-bath 1152 sq ft home is very well cared for and has been a year around home with HURRICANE WINDOWS THROUGH OUT - wood paneled living & family room, updated-kitchen and carpet & laminated floors. Storage/shop, Carport & screened area. Out door life is part of Pine Island Cove...Friends, pickle ball, pool a 16 mile long bike path up & down the Island. The boat ramp will put you and your boat into the Cove canal and out to Pine Island Sound for the best fishing, out-Island beaches, the Gulf for you to enjoy... Visit Pine Island Cove and this wonderful home today !!!!!

2 Beds ⋅ 2 Baths ⋅ 225036734 MLS

Pine Island Cove 55+ community.. Community POOL, HOT TUB, CLUBHOUSE, FITNESS, PICKLE BALL, PICNIC- PARK BOAT RAMP, BOAT & RV STORAGE, SEWER and much more.. Beautiful Island Community. The 2-bedroom 2-bath 1152 sq ft home is very well cared for and has been a year around home with HURRICANE WINDOWS THROUGH OUT - wood paneled living & family room, updated-kitchen and carpet & laminated floors. Storage/shop, Carport & screened area. Out door life is part of Pine Island Cove...Friends, pickle ball, pool a 16 mile long bike path up & down the Island. The boat ramp will put you and your boat into the Cove canal and out to Pine Island Sound for the best fishing, out-Island beaches, the Gulf for you to enjoy... Visit Pine Island Cove and this wonderful home today !!!!!

4931 Gulfgate Lane, St James City

Listing Courtesy of Century 21 Sunbelt Realty