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$320,000
2 Beds 2 Baths A4704284 MLS
**WATERFRONT TROPIC ISLES HOME WITH BOAT LIFT & GULF ACCESS!** Welcome to this move-in-ready 2-bedroom, 2-bath canal-front home in the sought-after, resident-owned 55+ community of Tropic Isles on Terra Ceia Bay. Ideally positioned on the waterfront, the property features a private dock and boat lift with direct access to the Gulf, offering an exceptional opportunity to enjoy boating, fishing, and spectacular Florida sunsets right from home. Inside, the home is bright and inviting, with abundant natural light and comfortable living spaces designed for easy Florida living. Offered fully furnished, it is ready for immediate occupancy as a full-time residence, seasonal retreat, or waterfront getaway. A brand-new furnace was installed in November 2025, and the property also includes a **fully transferable lifetime termite protection warranty** for added peace of mind. The seller is also willing to include the boat currently on the lift as part of a package, creating an exceptional opportunity for buyers looking for a turnkey waterfront lifestyle. Enjoy all that Tropic Isles has to offer with a low monthly maintenance fee of just $338. Community amenities include a clubhouse, heated pool and spa, shuffleboard courts, marina access, fitness center, library, game room, meeting halls, and kayak launch. The welcoming community atmosphere combines an active lifestyle with the tranquility of waterfront living. Conveniently located near Gulf beaches, waterfront dining, Sarasota, Tampa, and Ellenton Premium Outlets, this property puts recreation, shopping, dining, and entertainment within easy reach. Whether you're looking for a year-round home or a seasonal escape, this Tropic Isles waterfront property offers the combination of **boat access, community amenities, affordability, and Florida coastal living** that's hard to find.

323 Terra Ceia Drive, Palmetto

Listing courtesy of EXP REALTY, LLC. 941-462-3321

$125,000
2 Beds 2 Baths A4701640 MLS
Wake up to the gentle coastal breeze and embrace the relaxed waterfront lifestyle you've been dreaming of in the highly sought-after Tropic Isles Co-Op, a resident-owned 55+ community where every day feels like a vacation. Boating enthusiasts will appreciate the deep-water marina with direct access to Tampa Bay and the Gulf of Mexico, making spontaneous days on the water effortless. Spend your mornings strolling through waterfront parks, launch a kayak at sunrise, unwind in the heated pool and spa, stay active in the fitness center, or gather with neighbors for shuffleboard and the many social events that make this community so special. This spacious two-bedroom, two-bath home welcomes you with an abundance of natural light streaming through newer windows, creating a bright and inviting atmosphere. The thoughtfully updated kitchen and bathrooms blend style with everyday comfort, while the generous living and dining areas provide plenty of space for entertaining guests or simply relaxing at home. A newer air-conditioning system, just two years old, keeps the home comfortable year-round, while the roof, only two and a half years old, provides added peace of mind. Step outside to the paved rear patio, where morning coffee is accompanied by fresh coastal air and evenings become the perfect setting for dining, entertaining, or unwinding after a day on the water. An attached storage shed provides ample room for beach gear, fishing equipment, tools, or hobby supplies. Whether you're searching for a seasonal escape or a full-time residence, this home combines comfort, value, and the unmatched charm of waterfront living in one of the area's most desirable active communities.

130 Capri Drive, Palmetto

Listing courtesy of EXP REALTY LLC. 888-883-8509

$220,000
1 Beds 1 Baths A4701028 MLS
WATERFRONT LIVING + BOAT LIFT + MOVE-IN READY! Your Florida waterfront lifestyle starts right here at 4 Basin St. in Tropic Isles! This beautifully maintained and fully furnished 2015 Palm Harbor home offers a rare opportunity to enjoy waterfront living with your assigned shared boat slip and 10,000-lb boat lift right outside your door. Located on a protected basin with direct open-water access to Terra Ceia Bay, you can spend your days boating, fishing, kayaking, or simply relaxing and watching life on the water. The thoughtfully elevated 1BR/1BA home provides added peace of mind, while the concrete area beneath the entire home with over 5 feet of clearance offers exceptional storage for all your waterfront toys, tools, and extras. The comfortable north-facing patio provides a pleasant outdoor space to relax, entertain, or enjoy your morning coffee by the water. A separate shed/office space adds even more flexibility for hobbies, storage, or working from home. And the best part? It is being sold fully furnished—just bring your suitcase and start enjoying Florida! Located in Tropic Isles Co-op, an active and friendly 55+ waterfront community, residents enjoy an incredible lifestyle with a full-service marina, heated pool, hot tub, fitness room, game rooms, library, shuffleboard, social activities, and approximately 2.5 miles of waterfront to enjoy. The $372 monthly maintenance fee includes water, sewer, trash, recycling, park management and access to all amenities including the marina. Waterfront. Boat lift. Open-water access. Fully furnished. Low-maintenance Florida living. Opportunities like this don't come along often. Check out the virtual tour and schedule your private showing today—your waterfront escape is waiting!

4 Basin Street, Palmetto

Listing courtesy of KELLER WILLIAMS ON THE WATER. 941-729-7400

$384,000
2 Beds 2 Baths A4698013 MLS
Wake up to peaceful canal views and enjoy the waterfront lifestyle you've been dreaming of in this well-maintained furnished turnkey home located in Tropic Isles, a resident-owned 60-acre waterfront co-op community for active adults 55+. Built in 2000, this residence offers approximately 1,380 square feet of living space, plus a recently completed bonus room adding more than 200 square feet, featuring double-pane thermal windows and sliding glass doors that fill the space with natural light. Boating enthusiasts will appreciate the saltwater location with sailboat-deep water, direct access to Terra Ceia Bay, and no bridges to navigate. An 11,000-pound boat lift makes getting on the water effortless, while the waterfront setting is ideal for fishing, spotting manatees and native birds, or simply relaxing along the canal. The elevated rear patio provides the perfect vantage point to enjoy tranquil water views and Florida sunsets. Whether you're looking for a seasonal retreat or a full-time residence, this home offers the ideal blend of comfort, convenience, and coastal living. Tropic Isles is a vibrant resident-owned community known for its friendly atmosphere, active social calendar, and exceptional waterfront lifestyle. Conveniently located just a short bike ride from Emerson Point Preserve and the Bradenton Yacht Club, you'll also enjoy Gulf beaches approximately 25 minutes away and quick access to I-275 and I-75 in about 15 minutes, making travel to St. Petersburg, Tampa, Sarasota, and beyond a breeze.

226 Bimini Drive, Palmetto

Listing courtesy of EXP REALTY, LLC. 941-462-3321

$99,000
2 Beds 2 Baths A4696225 MLS
Spacious 2-bedroom, 2-bath mobile home located in the desirable Tropic Isles 55+ community. This unit features a comfortable floor plan with abundant natural light, newer windows, and a paved rear patio that provides an inviting outdoor space for relaxing or entertaining. The generously sized living and dining areas adds flexibility for everyday living, while the attached oversized shed provides excellent storage and houses the washer and dryer for added convenience. With solid bones and plenty of potential, this home presents a great opportunity for a buyer to update and personalize the space to their taste. Priced to reflect the updates needed, it offers exceptional value within this active resident-owned community. Residents enjoy access to a clubhouse, pool, fitness facilities, and a variety of social and recreational activities. Whether you're looking for a seasonal retreat or a full-time residence, this property offers affordability, functionality, and the chance to make it your own.

147 Maui Drive, Palmetto

Listing courtesy of KELLER WILLIAMS ON THE WATER. 941-729-7400

$89,000
1 Beds 1 Baths A4693547 MLS
SUNSHINE COTTAGE, 55+ WATERFRONT COMMUNITY and NO LOT RENT! Move-in ready and lovingly maintained, this charming 1BR/1BA park model is the perfect Florida getaway in sought-after Tropic Isles Co-Op, a 55+ resident-owned waterfront community! Enjoy a comfortable living room with a peek of Terra Ceia Bay, spacious lanai, back patio, and paved front sitting area that doubles as a golf cart parking pad. No lot rent! Just $325/month maintenance fee includes water, sewer, trash/recycling, park management, and access to fantastic amenities including the marina, bait shop, pool & spa, fitness center, library, shuffleboard, social rooms, and more. Whether you're looking for a snowbird escape or your Florida forever home, this Sunshine Cottage is ready for you. Come see it today!

58 Montego Drive, Palmetto

Listing courtesy of KELLER WILLIAMS ON THE WATER. 941-729-7400

$64,000
A4693103 MLS
ENJOY THE FLORIDA RV LIFESTYLE IN TROPIC ISLES! Great opportunity to own a beautifully paved RV lot in Tropic Isles Co-op, a resident-owned 55+ waterfront community known for its active lifestyle, boating amenities, and friendly atmosphere. This RV has been beautifully paved. The low $325 monthly maintenance fee covers water, sewer, garbage, recycling, park management, and access to all community amenities including the marina. Residents enjoy 3 waterfront basins, 2 clubhouses, bait shop, fuel station, boat launch, heated pool & spa, kayak launch and storage racks, plus endless social activities and breathtaking Florida sunsets. Whether you’re seeking a seasonal getaway or year-round fun, Tropic Isles offers the perfect blend of relaxation, recreation, and community living. Come join the fun!

29 Montego Drive, Palmetto

Listing courtesy of KELLER WILLIAMS ON THE WATER. 941-729-7400

$60,000
A4693093 MLS
WATERFRONT VACANT LOT/SHARE OPPORTUNITY IN TROPIC ISLES! Build the manufactured home of your dreams on this waterfront blank canvas located in one of the area’s most desirable 55+ resident-owned communities. Enjoy your own waterfront share with private dock area—ideal for boating, fishing, and embracing the Florida waterfront lifestyle. Tropic Isles offers outstanding amenities including a comfort-controlled pool designed for all-season enjoyment, hot tub, fitness and recreation center, shuffleboard courts, marina, community boat ramp, and a vibrant social atmosphere. Affordable $372 monthly maintenance fee includes water, sewer, garbage & recycling, park management, and full access to all community amenities, including the marina. Don’t miss this rare chance to create your perfect waterfront retreat!

292 Nassau Drive, Palmetto

Listing courtesy of KELLER WILLIAMS ON THE WATER. 941-729-7400

$129,000
2 Beds 2 Baths A4687897 MLS
Welcome to 80 Del Rio Drive in Palmetto, where comfort meets the relaxed charm of Florida waterfront living. This inviting 2-bedroom, 1.5-bath home is thoughtfully designed for both everyday living and entertaining. The home features a spacious kitchen with ample cabinetry, a dedicated dining area, and a large living room that provides plenty of room to relax or host guests. An enclosed front porch offers the perfect spot to enjoy your morning coffee, unwind in the evening, or create a cozy bonus living space. Offered fully furnished and move-in ready, this property makes for an easy transition—whether you're looking for a seasonal getaway or a full-time residence. Just bring your personal touches and start enjoying the Florida lifestyle from day one. Located in the highly sought-after Tropic Isles Co-Op, this 55+ waterfront community offers an exceptional array of amenities. Residents enjoy a deep-water marina with direct access to Tampa Bay and the Gulf of Mexico, perfect for boating and fishing enthusiasts. The community also features waterfront parks, a heated pool and spa, fitness center, shuffleboard courts, kayak launch, and an active social calendar that makes it easy to connect with neighbors and enjoy the best of coastal living. Whether you're seeking relaxation, adventure on the water, or a vibrant community atmosphere, this home offers it all. Come experience the best of Florida waterfront living—your next chapter starts here.

80 Del Rio Drive, Palmetto

Listing courtesy of KELLER WILLIAMS ON THE WATER. 941-729-7400

$350,000
4 Beds 2 Baths 2026012872 MLS
You will not want to miss this completely renovated, sophisticated POOL home in North Fort Myers. This charming property boasts a modern kitchen with quartz countertops and shaker style cabinets, LVP flooring throughout, and gorgeous finishes around every corner. Value-adding updates include a luxurious attached casita with separate entrance, full bathroom, and living quarters for extra space and privacy, along with an additional in-law suite , fully self-contained, with it's own private entrance as well. Huge potential as an income-producing property!! Would make a perfect AirBnB, thanks to the aforementioned flex spaces, combined with the backyard oasis that exudes privacy and tranquility. Completely fenced-in, with an oversized swimming pool and plenty of space for fun and relaxation. The pool is mid-renovation and ready for the new owner to finish to suit their needs! (Seller can provide copy of $8,500 estimate for pool completion). Plenty of bedrooms, spa-like bathrooms, and updated finishes throughout add to the marketability as a vacation rental or long term rental. Located in a desirable neighborhood with no rental restrictions, this home is close to downtown Ft. Myers, beaches, and RSW airport. With a NEW HVAC in ‘23 AND NEW ROOF in ‘18, the big ticket items are covered. Not in a flood zone; no flood insurance required! Additional valuable features include the extra wide driveway, gutters, and well-maintained landscaping. Don’t miss out; schedule your appointment to see this luxurious charmer today!

942 Narcissus Street, North Fort Myers

Listing Courtesy of EXP Realty LLC

$329,000
2 Beds 2 Baths A4685346 MLS
BOATERS PARADISE!!! Land-owned unit in Tropic Isles with dock and boat lift. Here is the perfect opportunity to live the Florida lifestyle. Two bedroom, two bath, completely updated, open floor plan. Bonus room, that could be an office or possibly a guest room. There are two carports with covered parking. Just steps away from your dock and the water, as well as a marina for fuel, ice and bait. The unit can come completely furnished, so just bring your toothbrush and clothes. Easy access to Tampa, St. Petersburg, and Sarasota. No bridges to navigable waters, easy boat access to Tampa Bay and the Gulf. Whether you’re a snowbird, wanting full-time living or looking for an investment property, this is your place.

2812 14th Street W, Palmetto

Listing courtesy of PREFERRED SHORE LLC. 941-999-1179

$320,000
2 Beds 2 Baths A4685940 MLS
Embrace the Florida waterfront lifestyle in this beautifully updated double-wide home located within a the vibrant 55+ waterfront community of Tropic Isles designed for relaxation, recreation, and an active coastal lifestyle. Just steps from the home, this property includes a deeded dock with 10,000-lb boat lift at the end of the cul-de-sac, making it easy to spend your days boating, fishing, kayaking, or simply enjoying peaceful views along the water. Inside, the home has been thoughtfully updated to create a bright and welcoming space with a relaxed coastal feel. Wide plank flooring flows throughout the main living areas, complemented by soft neutral tones and abundant natural light that enhance the open layout. The renovated kitchen features crisp white shaker-style cabinetry, granite countertops, modern hardware, a tile backsplash, and an oversized breakfast bar that opens seamlessly to the living and dining areas, creating the perfect space for gathering with friends and family. Multiple living spaces offer flexibility for everyday living and entertaining, including a separate bonus living area highlighted by a warm wood accent wall that adds character and charm. A dedicated office with its own private exterior entrance provides an ideal setup for working from home, a creative studio, or a private guest workspace. Both bathrooms have been tastefully updated with modern vanities, stone countertops, and beautifully finished walk-in showers. Outside, the property features low-maintenance landscaping with no grass to maintain, giving you more time to enjoy the water and the incredible amenities this community offers. Residents enjoy access to an impressive array of amenities including a waterfront clubhouse, heated pool and spa, fitness center, pickleball and shuffleboard courts, game room, library, and community marina with boat ramp. Whether relaxing poolside, staying active with neighbors, or heading out on the water from your deeded dock, this community is designed for enjoying the Florida lifestyle to the fullest. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS.**

2810 14th Street W, Palmetto

Listing courtesy of KW COASTAL LIVING III. murraycoleman@kw.com

$270,000
6 Beds 2 Baths 2026000306 MLS
Location, location, location! Great opportunity for an Investor. There is a Tenant in place with Rent always on time and wants to stay! The Huge Lanai in the front of the entrance can be converted into a Carport. It also can be divided into two separate Rentals. The house has two kitchens and direct access to the County playground and Lake Moody in your back Yard! The Roof was replaced on 10/18/2022. Tropic Isles Elementary School and North Ft. Myers High School are very close by. It also has easy access to the main Highways, Downtown Fort Myers and US 41. There is also Shopping, the North Fort Myers Community Pool, Wal-Mart, BJ's, Target and public Bus routes nearby. This great place to make your money work for you and it can be yours today.

950 Lakeview Drive, North Fort Myers

Listing Courtesy of Realty Hub

$189,000
2 Beds 2 Baths A4676062 MLS
Don't miss this beautiful 2-bedroom, 2-bath home in Tropic Isles, a highly sought-after 55+ waterfront community where you own the land—NO lot rent! Built in 1992 and offering approximately 1,056 square feet of comfortable living space, this well-maintained home is ideal as a seasonal retreat or full-time Florida residence. Conveniently located just minutes from Terra Ceia Bay and the stunning Gulf Coast beaches, you'll enjoy the best of coastal living. Inside, the open-concept kitchen, dining, and living areas create a bright, welcoming space that's perfect for everyday living and entertaining. Vaulted ceilings enhance the spacious feel, while continuous flooring throughout means there's no carpet to maintain. A built-in hutch adds both charm and functionality. The home also offers exceptional outdoor features, including an extra-long driveway with room for a boat or jet ski trailer, dedicated golf cart parking, and a large lockable storage shed for all your tools, beach gear, and recreational equipment. New French doors (December 2025) open to the screened-in patio, providing the perfect spot to enjoy your morning coffee or unwind with a sunset cocktail. Whether you're looking for a winter getaway or your forever home, this Tropic Isles gem offers comfort, convenience, and the relaxed Florida lifestyle you've been searching for. Schedule your private tour today.

3002 12th Street W, Palmetto

Listing courtesy of EXP REALTY LLC. 888-883-8509

$55,000
A4669303 MLS
RV LOT + FULL CONCRETE PAD IN TROPIC ISLES — NOW REDUCED! Bring your RV and start enjoying the Florida lifestyle! This FULL CONCRETE PAD RV LOT is located in Tropic Isles, a desirable 55+ resident-owned waterfront community in Palmetto. The lot has full RV hookups, easy access, and a 10' x 4' Tough Shed built on-site for convenient additional storage. Enjoy all the amenities and waterfront lifestyle Tropic Isles brings while owning your own piece of paradise. $325 monthly maintenance fee covers, water, sewer, garbage & recycling collection, park management and access to all amenities including the marina. BONUS OPPORTUNITY: A beautiful 2022 Keystone Retreat 39MKTS, in excellent condition, is also available for $30,000 through a separate transaction—making this an opportunity to purchase the RV and lot together and start enjoying Florida right away! Don't wait—schedule your showing today and see why Tropic Isles is one of the area's favorite destinations for 55+ Florida living!

136 Bahia Drive, Palmetto

Listing courtesy of KELLER WILLIAMS ON THE WATER. 941-729-7400

$57,000
A4649409 MLS
Best-Priced RV Lot in Tropic Isles Co-Op – Waterfront 55+ Living on Florida’s Sun Coast! Don’t miss this incredible opportunity to own the most affordable RV lot currently on the market in Tropic Isles Co-Op—a highly sought-after 55+ resident-owned waterfront community! Bring your 5th wheel, motor coach, or destination trailer and start enjoying the Florida lifestyle right away. Whether you're looking for a seasonal escape or full-time residency, this lot offers the perfect combination of value, location, and lifestyle. Tucked within this vibrant boating community, the property even offers a peek-a-boo water view, giving you a touch of that waterfront feel without the waterfront price. Property Highlights: - Most affordable RV lot currently available in Tropic Isles - Shed included with the property - Peek-a-boo water view - Ideal for 5th wheels, motorhomes, or destination trailers - Vacant and ready for your setup Community & Location: Located along Florida’s beautiful Sun Coast, Tropic Isles offers an active and social lifestyle with access to waterfront amenities, marina, clubhouse, and year-round activities. Just minutes from top-rated beaches, dining, shopping, and entertainment, you’ll have everything you need to enjoy the best of Florida living. Important Notes: Lot dimensions are approximate due to the lot’s unique shape Buyers should verify RV fit and community setback requirements prior to purchase This is a rare chance to get into Tropic Isles at an entry-level price point—opportunities like this do not last. RV Shown on picture is only for visual purposes and it is not included in the listing. Contact me today for details or to secure your spot in paradise!

63 Terra Ceia Drive, Palmetto

Listing courtesy of KELLER WILLIAMS ON THE WATER. 941-729-7400

$65,000
A4645390 MLS
Oversized Corner Lot in Tropic Isles – Build Your 3BR/2BA Dream Home! Don’t miss this exceptional opportunity to own a large, corner vacant lot in Tropic Isles Co-Op, a highly desirable 55+ resident-owned waterfront community along Florida’s beautiful Sun Coast. This oversized lot offers the rare flexibility to accommodate a spacious 3-bedroom, 2-bath home, making it an ideal choice for those looking to build a full-time residence or seasonal retreat with room to truly enjoy. Property Highlights: - Large corner lot with added privacy and space - Can accommodate a 3BR/2BA home (verify with community guidelines) - Prime location within a waterfront community - Excellent opportunity to design and build your custom Florida home - Peek-A-Boo view of the water Community Lifestyle: Tropic Isles is known for its active, friendly atmosphere, offering a wide range of social activities, boating access, and waterfront amenities. This pet-friendly community provides the perfect blend of relaxation and engagement, all just minutes from beaches, dining, shopping, and entertainment. Important Information: Background check required for purchase ($75 per person non-refundable fee) Buyers are encouraged to review all Co-Op documents prior to submitting an offer This is your chance to secure a premium-sized lot in a sought-after waterfront community and build exactly what you want. Schedule your private showing today and start planning your place in paradise!

269 Jamaica Drive, Palmetto

Listing courtesy of KELLER WILLIAMS ON THE WATER. 941-729-7400

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