515 Useppa, Useppa Island, FL 33924

$1,260,000
3
BD
2
BA
1,708
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

List Price
$1,260,000
Status
ACTIVE
Days on Market
63
MLS#
2026022591
Subtype
Residential
Style
Two Story, Duplex
Architectural Style
Two Story, Duplex
Year Built
1980
Bedrooms
3
Bathrooms
2
Full Baths
2
Living Area
1,708
Acres
0.06
Subdivision
Useppa Island
Neighborhood
Useppa Island
MLS Area Major
OI01 - Outer Islands

Property Description

Introducing Laguna Cottage, a beautifully updated waterfront villa located within the charming Village enclave of Useppa Island. Positioned to capture picturesque northwest-facing views over Pine Island Sound and the Intracoastal Waterway, this thoughtfully designed 3-bedroom, 2-bath residence with office/den offers 1,708± square feet of air-conditioned living space, an uncommon find among similar units on Useppa. This attached villa has been tastefully updated and appointed with impact-rated windows & doors, Serena & Lilly furnishings, and vintage coastal accoutrements, blending timeless coastal character with modern comfort. The open-concept living and dining areas are filled with natural light and showcase captivating water views from both the first and second floors. A welcoming fireplace adds warmth and charm to the main living space, while multiple outdoor seating areas invite quiet mornings, sunset gatherings, and evening stargazing. The updated and fully equipped kitchen features stainless steel appliances, including a propane range, custom tile accents, abundant cabinetry, and functional workspace ideal for both casual living and entertaining. Rich design details throughout the home include recessed lighting, stylish fixtures, and numerous ceiling fans that complement the island aesthetic. Recent improvements enhance both comfort and peace of mind, including a new roof installed in 2024, two-zoned HVAC systems replaced in November 2024, new tankless water heater, dishwasher, disposal, and propane tank in late 2025. Additional landscape improvements were completed in spring 2026, further enhancing the property’s inviting outdoor setting with lush tropical foliage. Plans to install pavers leading to the entrance are underway, with installation scheduled for the near future. The flexible floor plan offers the opportunity for a primary suite upstairs or downstairs. On the ground floor is a spacious bedroom with a full en-suite bath, complete with direct access to the wraparound deck. Upstairs is another primary option with a sitting room, separate office, and private balcony overlooking the water toward Boca Grande. Another guest room with Jack-and-Jill bath complements it all. Ownership includes dockage for one vessel up to 24 feet at a community dock located directly behind the cottage, offering convenient access to the surrounding waters of Southwest Florida. Laguna Cottage offers a turnkey opportunity to establish a true island lifestyle upon closing, complete with the convenience of dockage and world-class water views. Useppa Island is a private membership-only island, and all interested parties are encouraged to explore all aspects of its private Club and what it has to offer residents. The Club came under new ownership in 2025 and is undergoing a comprehensive, multi-million-dollar renovation of its facilities and infrastructure in an effort to create a one-of-a-kind private island experience.

Additional Information

Amenities
Bocce Court, Boat Dock, Marina, Fitness Center, Other, Pickleball, Private Membership, Pool, Restaurant, Spa/Hot Tub, See Remarks, Tennis Court(s), Trail(s)
Interior Features
Built-in Features, Bedroom on Main Level, Fireplace, Living/Dining Room, Other, See Remarks, Shower Only, Separate Shower, Tub Shower, Window Treatments, Home Office, Split Bedrooms
Exterior Features
Deck, Security/High Impact Doors, Sprinkler/Irrigation, Outdoor Grill, Other, Patio, Gas Grill
Taxes
$8,838
Property Description
Two Story, Duplex
Zoning
RM-2
Flooring
Other, Tile
Appliances
Dryer, Dishwasher, Freezer, Gas Cooktop, Disposal, Microwave, Refrigerator, Wine Cooler, Washer
Heating
Central, Electric, Zoned
Air Conditioning
Central Air, Electric, Zoned
Exterior Construction
Vinyl Siding, Wood Frame
Stories
2
Roof
Metal
Foundation
Pillar/Post/Pier, Raised
Pool Type
Community
Parking Features
Driveway, Golf Cart Garage, Unpaved
View
Bay, Landscaped, Mangroves, Trees/Woods, Water

Courtesy of Century 21 Sunbelt Realty

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks