3 Beds ⋅ 2 Baths ⋅ 2026044372 MLS

Experience exceptional waterfront living in St. James City, where a prime tip-lot location w/ 183 feet of seawall, expansive intersecting canal views & outstanding boating amenities create the ultimate Southwest Florida island retreat! Meticulously maintained & thoughtfully updated, this residence offers a straight shot to the Intracoastal Waterway, providing quick, direct, no-bridge access to Pine Island Sound, the Gulf, world-class fishing & beautiful beaches of Sanibel, Captiva, Cayo Costa & Fort Myers Beach. Adding exceptional value is assumable flood insurance under $600 annually, subject to carrier approval. A boater's paradise featuring 12K & 8K boat lifts, a covered boathouse, composite docks, jet ski lifts, dockside water & electric & seawall new in 2007. Tropical landscaping creates privacy & seclusion, while the fenced & gated entrance adds exclusivity. The ground level is a resort-style oasis featuring an electrically heated saltwater pool & spa, firepit area, outdoor shower & expansive covered outdoor living spaces w/ dining & lounge areas, perfect for entertaining after a day on the water. Additional features include utility & storage space, covered parking for 2–3 vehicles, an RV pad w/ 30-amp service, whole-house generator & propane tanks. The main living level is light, bright & designed to capture waterfront views from nearly every angle. Expansive windows fill the open-concept great room w/ natural light, flowing seamlessly into the remodeled kitchen featuring granite countertops, quartz center island, glass tile backsplash, black stainless steel appliances, gas double oven & walk-in pantry. Sliders open to wraparound decks along the rear & side of the residence, blending indoor & outdoor living while showcasing spectacular water views. Two guest bedrooms, one w/ sliders to the deck, & a guest bathroom complete this level. The entire upper level is dedicated to a private primary suite featuring soaring vaulted ceilings, a generous bedroom, walk-in closet & en suite bath w/ dual-sink vanity & walk-in shower w/ multiple showerheads. Step onto your private waterfront deck to enjoy coastal breezes & beautiful water views. Crowning this residence is a rooftop terrace offering breathtaking panoramic views stretching for miles across the Intracoastal Waterway toward Sanibel & Fort Myers, an extraordinary setting for enjoying sunsets & the beauty of Southwest Florida. Updates & features include a new metal roof (2023), fresh exterior paint (2026), Hardie board siding, impact-resistant windows, sliders & entry doors, two elevated A/C systems & a mini-split. With exceptional boating facilities, direct Gulf access & a beautifully maintained residence designed for indoor-outdoor living, this property embodies the luxury island lifestyle. Spend your days cruising the islands, fishing the Gulf waters, exploring secluded beaches or relaxing in your own waterfront paradise. This is St. James City living at its finest!

3548 Jade Avenue, St James City

Courtesy of Century 21 Selling Paradise

$1,480,000

4 Beds ⋅ 2 Baths ⋅ 2026042351 MLS

Beautiful bayview home with many upgrade. Best view on Pine Island

3681 San Carlos Drive, St James City

Courtesy of John R. Wood Properties

Selling Office: .

$997,000

3 Beds ⋅ 2 Baths ⋅ 2026039442 MLS

Rare triple waterfront property at the southern end of Pine Island on Emerald Ave! Situated on an oversized triple 180' x 110' lot with direct access to San Carlos Bay and the Gulf... this "turnkey" 3-bedroom, 2-bath ranch home offers an exceptional waterfront lifestyle. The updated home features a screened entry, tiled floor thru-out living room, updated kitchen, glass-enclosed Florida room with water views, split-bedroom floor plan, and primary suite with private bath. Off the kitchen, the cabana room provides convenient access to the resort-style pool area. The approximately 10' deep pool features a beach-style walk-in Baja shelf, a rock waterfall in the rock grotto, the Diving structure remains in place; diving board has been removed. Boaters will appreciate the large Captain's Dock with composite decking, two boat lifts (5,000-lb and 12,000-lb), boat ramp, and boathouse offering additional storage and workshop space. The canal provides quick access to open water, San Carlos Bay, and the Gulf. Tropical landscaping and the expansive triple lot provide plenty of outdoor space and privacy. A unique Pine Island waterfront property with extensive boating and outdoor amenities.

3596 Emerald Avenue, St James City

Courtesy of Century 21 Sunbelt Realty

$690,000

2 Beds ⋅ 2 Baths ⋅ 2026037908 MLS

Lovely 2 bedroom-2 bath pool home in highly sought after Bayview Acres. Very quick boating access to Pine Island Sound and the Gulf of America! Beautiful heated pool with spa and large screened pool lanai. 2 boat lifts. One is covered. Home was remodeled in 2021. Propane kitchen stove and propane "on-demand" hot water heater. Floors are 48"x 24" beautiful tile throughout the home. Kitchen appliances are Samsung with white glass fronts. The dining area looks out the sliders to the waterfront! All the windows and doors are hurricane impact glass! New metal roof in 2024. This home is immaculate and is being sold turnkey! All furnishings are included! What more could you ask for??!!

3681 Ruby Avenue, St James City

Courtesy of Castaways Island Realty LLC

Selling Office: .

$720,000

4 Beds ⋅ 2 Baths ⋅ 2026028283 MLS

Welcome to your own private waterfront retreat! This beautifully redesigned 4 BEDROOM POOL home has been renovated from top to bottom with exceptional attention to detail. MAJOR updates include a NEW metal roof, impact-resistant windows & doors, spray-foam insulation, updated electrical and plumbing, a NEW A/C system, and all-new pool equipment, providing peace of mind for years to come. Inside, you’ll find elegant tile flooring throughout, a custom-designed kitchen, beautifully updated bathrooms, custom window treatments in every room, and abundant natural light enhanced by stylish modern lighting. Every space has been thoughtfully designed to blend comfort with sophistication. Step outside into your backyard paradise featuring a new saltwater pool, cozy fire pit, lush tropical landscaping, privacy fencing, a new seawall, and a 16,000-pound boat lift—perfect for enjoying Southwest Florida’s boating lifestyle. Located in the desirable Bayview Acres community, just minutes from open water, this property offers quick Gulf access while providing plenty of parking for guests, trailers, or recreational vehicles. Being sold turnkey furnished, this exceptional home is truly move-in ready. Simply bring your swimsuit and start enjoying everything waterfront living has to offer!

3571 Emerald Avenue, St James City

Courtesy of EXP Realty LLC

Selling Office: .

$559,900

2 Beds ⋅ 2 Baths ⋅ 2026025325 MLS

THE BOATER'S WATERFRONT HOME with the following HIGHLIGHTED FEATURES DIRECT GULF ACCESS • NO BRIDGES • BOAT LIFT • PERMITTED BOATHOUSE/SHED Block Construction | Metal Roof | Trex Dock | Garage | No HOA Experience the best of island waterfront living at 3608 Rita Lane—offering coveted Direct Gulf access with no bridges and designed for serious boaters, anglers, and those seeking the relaxed Southwest Florida lifestyle. This charming, mostly furnished 2-bedroom, 2-bath waterfront home sits in one of St. James City’s most desirable boating neighborhoods and blends classic Florida character with valuable upgrades and exceptional marine amenities. Built with solid block construction and topped with a durable metal roof, this property offers peace of mind, low-maintenance ownership, and the freedom to enjoy island living to the fullest. The true highlight is outside, where your waterfront setup is ready to go. Enjoy a permitted boathouse, large boat lift, and an expansive walk-around Trex dock complete with water and electric—creating the perfect environment for effortless boating, fishing, entertaining, or simply enjoying life on the canal. If you want to add a pool, the backyard has room to design your perfect waterside oasis. With direct Gulf access, your next adventure to Pine Island Sound, outer islands, waterfront restaurants, and world-class fishing grounds is just minutes away. Inside, the home offers a comfortable, functional layout with 2 bedrooms and 2 full bathrooms, enhanced by timeless terrazzo flooring throughout for durability and authentic Florida charm. Recent improvements include a new air conditioner and water heater, so you can move in and start enjoying the property immediately. The mostly furnished interior makes this an easy transition for seasonal use, full-time living, or an investment opportunity. Additional features set this property apart, including a one-car garage with excellent storage for tools, fishing gear, and boating essentials, plus a rare 30-amp RV hookup—ideal for guests, extra flexibility, or recreational use. Best of all—NO HOA, so you can store your toys, enjoy your property your way, and fully embrace the waterfront lifestyle without added restrictions or fees. Whether you're searching for a winter retreat, full-time island residence, or the ultimate boating getaway, 3608 Rita Lane delivers direct Gulf access, outstanding dockage, quality construction, and the laid-back Florida lifestyle buyers dream about.

3608 Rita Lane, St James City

Courtesy of Castaways Island Realty LLC

$469,000

3 Beds ⋅ 2 Baths ⋅ 2026021965 MLS

Waterfront luxury, move-in ready — and just minutes to the Gulf! New pool liner & lanai screen! This updated 3-bedroom, 2-bath Saint James City home offers a heated pool & spa, deep-water canal with sailboat access, and a 10,000-lb lift (boat on lift is negotiable). Nearly everything is new, from the roof to the kitchen — all that’s missing is you. Welcome to your waterfront paradise on one of the most desirable canals in the quiet, friendly neighborhood of Saint James City. There is no HOA or CDD with this three bedroom, two bath home and property. The home has been beautifully updated and showcases elegant tile flooring throughout, offering great style and easy maintenance. The new stone countertops and cabinets are timeless, boast elegance, and maintain durability. The heart of the home features stainless steel kitchen appliances and new washer and dryer. The roof, water heater, and raised A/C were new in 2022. Almost everything about this home has been fully updated! Step outside from the living room or from two of the bedrooms to the large oasis, complete with a sparkling deep heated pool and a newly renovated spa that flows into the pool – ideal for private relaxation and rejuvenation. A portion of the lanai is covered and ideal for outdoor seating and dining; the larger poolside area provides great space to lounge in the sun and take in the views of the canal, sunrises, and sunsets. Boating enthusiasts will love the 10,000 lb boat lift and the wrap around dock. The deep water canal provides direct sailboat access and is ideal for every boating, kayaking and fishing interest. Pine Island Sound and the Gulf itself are mere minutes away, providing memorable trips to Sanibel, uncrowded beaches, and sunset cruises so close to home. Fish in the Tarpon Capitol of the world, and catch Redfish, snook, and Seatrout along the mangroves of Pine Island Sound. Watch dolphins play and manatees lounge right under your dock! Enjoy quaint shops, nearby grocers, and excellent waterfront dining with fresh faire, delicious refreshments, and live entertainment. Soak in the historic culture of Pine Island and its nature preserves. This is known as “Old Florida” so serene and quiet, yet so conveniently located to airports, golf courses, and all that Ft. Myers and Cape Coral offer within a short drive. This property is a fantastic home and an incredible investment opportunity at a great price. Don’t miss out on this rare gem – schedule your private tour today and consider living the Southwest Florida dream!

3728 Emerald Avenue, St James City

Courtesy of RE/MAX Nautical Realty

Selling Office: .

$540,000

2 Beds ⋅ 2 Baths ⋅ 2026018468 MLS

Welcome to Bayview Acres in St. James City. One of the most desirable neighborhoods on Pine Island. This home features 2 bedrooms/2 baths. Open living area with nice kitchen that opens to large family/great room with views of the in-ground heated pool and canal. Also includes a 13,000lb covered boat lift. The lot is oversized, almost 1/4 acre with 90' of waterfrontage!! New metal roof in 2021. This home is being sold with furnishing negotiable, just bring your clothes and fishing rods!!

3664 Bayview Avenue, St James City

Courtesy of Castaways Island Realty LLC

Selling Office: .

$637,500

2 Beds ⋅ 3 Baths ⋅ 2026016336 MLS

This is a NEARLY NEW home for you and your boats! Come see this completely remodeled home with TWO heavy duty boat lifts. New boat lift, New dock & New seawall in 2020. New pool in 2025. New Roof, New mini-splits in 2023. New plumbing, New electric. New composite decking at the dock. The wrap around balcony deck provides easy maintenance for cleaning or repairs. And for your convenience, there is a 1,000 lb. freight elevator to bring your heavy things to the upper deck. With 2 bedrooms/ 2 baths (1200 sq. st.) upstairs and an air conditioned flex room apartment (650 sq. st.) downstairs, you'll have room and privacy for family and guests. Beautiful, quality stainless steel appliances in the remodeled kitchen includes a gas range, a gorgeous 4 door refrigerator and dishwasher. You'll love the granite countertops and lots of cabinet space, High ceilings and lots of windows create a bright & open living area. There is plenty room for two vehicles with parking in the garage. RV parking space on a concrete slab complete with hookups. Boat trailers will fit on the other side of the house. Downstairs flex room has Durock cement board walls the first 4' up. So, bring your boats, RV and suitcases and move right in with confidence that this home is ready for whatever situation living on the water brings.

3620 Emerald Avenue, St James City

Courtesy of Islander Realty

Selling Office: .

$1,155,000

3 Beds ⋅ 2 Baths ⋅ 2026012221 MLS

Highlights: Over 100 feet of brand-new composite dock & pilings • Dual 14,000 lb boat lifts • Fully furnished, turnkey • Never flooded • Expansive outdoor entertaining area • Quick Gulf access Welcome to your island escape at 3656 Emerald Ave in the heart of St. James City on beautiful Pine Island—where the pace slows down, the sunsets feel a little brighter, and life revolves around the water. From the moment you arrive, you’ll feel the easy rhythm of true island living. This waterfront retreat is designed to let you enjoy the coastal lifestyle to the fullest, whether you're heading out for an early-morning fishing trip or gathering with friends as the sky turns shades of orange and pink over the water. Step outside and you’ll discover what makes this property special: over 100 feet of brand-new composite dock stretching along the waterfront, complete with two new 14,000lb boat lifts so your boats are always ready for adventure. With quick access to some of Southwest Florida’s most incredible fishing and boating waters, days spent exploring the surrounding islands, sandbars, and the open waters of the nearby Gulf are simply part of everyday life here. The expansive outdoor entertaining area poolside invites you to relax, grill fresh-caught fish, host sunset cocktails, or simply unwind while watching boats drift by. It’s the kind of space where memories are made—barefoot evenings, salty breezes, and laughter carrying across the water. Inside, the home is sold fully furnished, so you can step right into the island lifestyle from day one. Light-filled living spaces create a welcoming atmosphere that feels both comfortable and coastal, making it the perfect retreat after a day on the water. Featuring an open floor plan, 2 bedrooms with pool access, and a third bedroom for all your guests. The master ensuite bathroom has a deep soaking tub, large walk-in shower, dual sinks, and dual walk-in closets for the perfect coastal retreat. The second bath has pool access, making it easy to transition from boating and the pool to everything Saint James City has to offer. For added peace of mind, the home has never flooded, offering confidence along with its incredible waterfront setting. Tucked into the charming community of St. James City, you’re just moments from local marinas, waterfront restaurants, and the laid-back island culture that makes Pine Island so beloved. Here, neighbors wave as they pass by the boat, trade fishing stories at sunset, and every day feels a little like vacation. If you’ve been dreaming of a place where boating, fishing, and waterfront living come naturally, 3656 Emerald Ave is more than a home; it’s your gateway to island life.

3656 Emerald Avenue, St James City

Courtesy of Castaways Island Realty LLC

$694,000

3 Beds ⋅ 2 Baths ⋅ 2026012569 MLS

Come see this very pretty home located on the 2nd canal in from the bay which takes just a couple of minutes ride to San Carlos Bay, and ten minutes more to Sanibel Island by boat. Great location in St. James City on Pine Island in the beautiful Bayview neighborhood. This 3 bedroom, 2 bath home was completely remodeled after Hurricane Ian. 1,550 square feet PLUS an approximately 400 square foot sun room (with portable AC included) on the canal side and another 400 square foot travertine patio that leads to the boat lift. The interior is completely tiled, even the sun room. You will love the low maintenance yard that has beautiful gardens and palm trees. The home boasts a new HVAC with a raised outside unit, plus a 3 zone irrigation system with timer. The kitchen has stainless steel appliances that will remain. All windows and doors are impact resistant. No flooding inside during last 2 storms. This s is a great waterway neighborhood with easy to reach beaches and restaurants by boat. There are great and fun restaurants nearby that are golf cart or bicycle distances away when you are not boating to Sanibel, Captiva, Cayo Costa or Cabbage Key. This is such a great location for boaters. Oh, and the Manatees love this canal. You can sit down by the canal on the beautiful area with easy care artificial turf watching all the wildlife. The boat lift has a new, all aluminum cradle with new cables as well. You're going to love this house. MAKE AN APPOINTMENT TO SEE IT TODAY?!

3594 Rita Lane, St James City

Courtesy of Islander Realty

$620,000

3 Beds ⋅ 2 Baths ⋅ 223044165 MLS

Direct Gulf Sailboat access home just one block to open water! Renovated and move in ready after Ian! 3 bedrooms 2 full bathrooms, 2 car garage. New flooring throughout, drywall, entire kitchen with breakfast bar, bathrooms, fixtures and fans. Freshly painted inside and out. Dual sinks in master bath. New closet shelving. Operational Boat lift, and dock. 2 large living areas plus large lanai/Florida room. Metal roof. Large front porch. Perfect home for you, vacation getaway, or investment with low maintenance gravel yard and easy to maintain hearty plants. Enjoy the island life of boating, kayaking, fishing, and more from your own back yard!

3594 Rita Lane, St James City

Courtesy of Legacy International Realty

Selling Office: .

$489,000

2026011268 MLS

Bring your Sailboat.. ! Intersecting canals, seconds from Open water and San Carlos Bay. Seawall, Very desirable SW direction... Dock with lift and 2- Chickee Huts . Once sold you won't have this opportunity to purchase this type lot and build YOUR home so close to San Carlos Bay, there isn't any more left.!! This lot was part of a 3-lot Estate and Lot-11 & Lot 12 (with a house) are also now for sale !!! At this Location, at this price and before it's gone, Please check this property out NOW !!!!

3547 Emerald Avenue, St James City

Courtesy of Century 21 Sunbelt Realty

$389,000

2026011258 MLS

Bring your Sailboat.. ! Intersecting canals, seconds from Open water and San Carlos Bay. Seawall, Dock with lift. Once sold you won't have this opportunity to purchase this type lot and build YOUR home so close to San Carlos Bay, there isn't any more left.!! This lot was part of a 3-lot Estate and Lot-11 is now for sale !!! the other two lots, 12 & 13 are also for sale, Lot 12 has a Single Family Residence on it...At this Location, at this price and before it's gone, Please check this property out NOW !!!!

3554 Emerald Avenue, St James City

Courtesy of Century 21 Sunbelt Realty

$575,000

2 Beds ⋅ 2 Baths ⋅ 2026005802 MLS

Experience peaceful, laid-back island living with quick direct Gulf access to open water. This bright and spacious 2-bedroom, 2-bath home offers an open living area that flows seamlessly to a large heated pool and screened lanai overlooking the covered boat lift and dock. Southern exposure provides all-day sun on the pool, making outdoor living especially enjoyable. The interior has been freshly painted and extensively updated. Major improvements include a new roof with architectural shingles, new soffits and gutters, a new HVAC system with ductwork, and a whole-house air filtration system (2023). The kitchen features all-new cabinetry with soft-close doors and drawers and new Samsung appliances, along with custom wall bar and illuminated display cabinetry. Additional upgrades include a rebuilt ceiling lighting system with puck lights, a custom entertainment/display wall unit, and a custom closet in the primary bedroom. Outdoor enhancements include a re-screened pool cage with No-See-Um screening and modified picture window screening, a sealed and resurfaced pool with new tile décor, a new pool pump, and a front door with impact glass. Low-maintenance landscaping and improved drainage add to both curb appeal and functionality. For added peace of mind, the property includes a 2025 Flood Prevention System designed to keep exterior water out of the home, along with a septic pipe flap to help prevent interior water intrusion.

3693 Ruby Avenue, St James City

Courtesy of John R. Wood Properties

Selling Office: .

$1,999,900

3 Beds ⋅ 3 Baths ⋅ 2026002528 MLS

With unobstructed views of the bay, perfectly framed by the tropical landscape, this residence embodies the essence of waterfront living. Upon entering the main level, you will be greeted by an abundance of natural light and vistas complimenting the fireplace in a harmonious blend of coastal and classic design. Entertain family and friends in the formal dining area or the main level balconies overlooking your backyard as dolphins swim in the background. The kitchen boasts views of the bay and offers plenty of cabinet and counterspace, a gas range and a wet bar that connects the kitchen to the family room. The primary quarters offer two walk in closets and a spacious bedroom surrounded by mature landscaping that integrates with the natural beauty of the surroundings. The well appointed guest bedrooms, one on the main level and the other on the first floor, award your guests with privacy. On the first floor you'll find a separate sitting room, a den (which the owners used as an exercise room) and a laundry room with an extra refrigerator and sink. From the office and recreation rooms you can step outside onto the expansive patio, where the beauty of coastal living truly comes to life. Sip cocktails as you watch boats glide across the bay, or indulge in alfresco dining under the pergola covered in blooming flowers. This waterfront setting offers endless opportunities for outdoor recreation, from kayaking and paddleboarding to fishing and birdwatching. The boating community of St. James City is conveniently located a short boat ride away from the Sanibel Causeway and beaches to the south and to the north, through Pine Island Sound, to the world famous Cabbage Key, Useppa Island, and Boca Grande pass. Whether appreciating some of the most pristine natural habitats in SWFL, sport fishing for tarpon or bar hoping by water, the options are endless

3569 San Carlos Drive, St James City

Courtesy of Cornerstone Coastal Properties

$1,100,000

3 Beds ⋅ 3 Baths ⋅ 2026000630 MLS

Welcome to your boater’s dream home in St. James City. This stunning, solid custom-built waterfront residence offers 3 bedrooms, 3 bathrooms, and 2 versatile dens, thoughtfully designed for luxury, comfort, and effortless entertaining. One den can easily serve as a 4th bedroom, while the other is ideal for a home office or flex space. The well-planned layout provides privacy with two en-suite bedrooms and showcases an open-concept design with tile flooring throughout and breathtaking water views. The kitchen is equipped with stainless steel appliances and well-appointed counter space, making it perfect for hosting family and friends. Spacious walk-in tiled showers and generous closet space enhance both style and functionality. If you’re looking for a newer single-family home that is high and dry—without the worry of stairs—then this is it. Designed all on one level, this home delivers easy living and peace of mind. Step outside to your private outdoor oasis, where you’ll enjoy a sparkling saltwater heated pool, expansive open lanai, and plenty of room to relax or entertain. The built-in grill, bar, and refrigerator make outdoor dining effortless, while the open sun deck invites you to soak up the Florida sunshine. For boating enthusiasts, this property is truly exceptional, featuring two boat lifts (25,000 lb and 7,000 lb), a fish-cleaning station, and extra side parking ideal for boat trailers or an RV. Located just minutes from open water, this home offers the ultimate waterfront lifestyle. A one-of-a-kind retreat, move-in ready, with no water intrusion from any storms and a transferable flood policy. This is waterfront living at its finest~ready to welcome its new owners.

3632 Emerald Avenue, St James City

Courtesy of EXP Realty LLC

Selling Office: .

$537,500

1 Beds ⋅ 3 Baths ⋅ 2025024059 MLS

Lot 12 Only,,, which is pie shaped lot ..Larger on the canal !!! ACCESS CANAL TO SAN CARLOS BAY AND THE WORLD !! - 1 dock, sailboat access, boat lift. The Two story house on lot 12, has good bones a large open ground floor with fire place, 2 car garage, bathroom. The second floor (no flooding up there) has large open space with fireplace, large wrap-around porch - needs restoration.. The property has a Chickee Hut for party and relaxing, many palms and plants. If you are looking for a waterfront for a family & friends or quiet tropical solitude, come to the very south end of Pine Island and walk around this superb property Today!!! SEE THIS GEM OF A PROPERTY ON EMERALD ST. Lot 11 & Lot 13 are also available for sale.

3544 Emerald Avenue, St James City

Courtesy of Century 21 Sunbelt Realty

Selling Office: .

$2,750,000

3 Beds ⋅ 4 Baths ⋅ 2025021960 MLS

MUST-SEE OPEN-BAY WATERFRONT HOME WITH PANORAMIC SAN CARLOS BAY VIEWS, NO-BRIDGE GULF ACCESS, TWO NEW BOAT LIFTS & DESIGNER FINISHES! If you are looking for one of the most impressive waterfront settings in Southwest Florida, this St. James City home deserves to be seen in person. Positioned on the southern tip of Pine Island with wide-open San Carlos Bay views, incredible sunsets, direct deep-water Gulf access, and no bridges, this property offers the kind of boating and waterfront lifestyle that is extremely hard to find. More than $400,000 in renovations have created a true designer home with high-end finishes throughout. Updates include a newer roof, hurricane-impact windows and doors, spray-foam insulation, whole-home generator, updated HVAC and ductwork, instant hot-water heaters, wide-plank tile flooring, custom closets, and extensive custom details. The kitchen is a showstopper with JennAir appliances, exotic granite countertops, and more than $250,000 in custom cabinetry. Expansive windows and an open floor plan keep the water views front and center, creating a bright, sophisticated interior designed for both entertaining and everyday living. Outside is where this home becomes truly unforgettable. Enjoy a heated pool and spa overlooking San Carlos Bay, a custom tiki hut, full outdoor kitchen, and spectacular sunset views. The private dock features TWO BRAND-NEW BOAT LIFTS — 6,000-pound and 15,000-pound — plus direct access toward Sanibel, Captiva, surrounding islands, and the Gulf. Offered TURNKEY furnished in a Tommy Bahama-inspired coastal style with some exclusions, this home is ready to enjoy as a full-time residence, seasonal retreat, luxury second home, or waterfront getaway. The oversized four-car garage with epoxy flooring offers room for up to six vehicles plus golf carts, kayaks, paddleboards, fishing gear, and boating equipment. For buyers searching Zillow for a Pine Island waterfront home, St. James City Gulf-access property, no-bridge boating home, San Carlos Bay home, luxury waterfront pool home, or turnkey Southwest Florida retreat, this property checks nearly every box. COME SEE THE VIEWS IN PERSON — PHOTOS DO NOT FULLY CAPTURE THIS SETTING. Schedule your private showing and experience one of the most special waterfront opportunities in St. James City.

3807 San Carlos Drive, St James City

Courtesy of KW Florida Living

$700,000

3 Beds ⋅ 3 Baths ⋅ 2025017059 MLS

Coastal Chic Island Retreat with Quick Deep-Water Access -- Step into effortless island living at this beautifully updated coastal retreat, where sparkling water views and relaxed elegance define every detail. Perfectly positioned for both tranquility and adventure, this stilted home offers quick deep-water access to Pine Island Sound — with the world-famous beaches of Sanibel, Captiva, Cayo Costa, and Boca Grande just a short boat ride away. Upstairs, light-filled open spaces connect the kitchen, dining, and living areas, creating an inviting flow ideal for entertaining after a day on the water. The kitchen shines with raised wood cabinetry, granite countertops, and stainless-steel appliances — a perfect blend of style and function. French doors open from the family room to a bayfront balcony where you can savor sunset skies, while the back balcony overlooks a peaceful canal. Two spacious primary suites provide private retreats, each featuring walk-in closets, Walk in showers with multiple shower heads, and custom vanities with granite countertops. Downstairs, a full one-bedroom guest suite offers flexible space for family, in-laws, or rental income, complete with a sitting area and private bath. Enjoy the coastal breeze from the covered patio or relax in the fully fenced backyard, complete with fruit trees and plenty of room to add a pool. Additional highlights include a 2-car garage with workshop, Hardie board siding, a new 2023 metal roof, CBS block construction on the lower level, impact windows and doors (upper level), new AC (2023), a new seawall 2015, and whole-house repipe 2016. The 7K boat lift with roof and captain’s walk dock make boating effortless, while space for RV or trailer parking adds convenience. Nestled in a golf cart–friendly community, this home perfectly blends coastal charm with modern comfort — your island escape awaits.

3660 San Carlos Drive, St James City

Courtesy of Century 21 Selling Paradise

Selling Office: .

$539,000

2 Beds ⋅ 2 Baths ⋅ 225029831 MLS

Beautifully decorated and furnished concrete block home in Bayview Acres. 2/2 with heated swimming pool, 7,000lb boat lift. Attractive hurricane rated exterior window awnings. Maintenance free yard! The home is being sold virtually turn-key. Some artwork and personal items not included. Quick access to Pine Island Sound and Gulf waters.

3613 Ruby Avenue, St James City

Courtesy of Castaways Island Realty LLC

Selling Office: .

$250,000

224096147 MLS

MOTIVATED SELLERS! BEAUTIFUL Direct Gulf Access Lot with a NEW Seawall located in St James City. This cleared lot is ready to build your dream home! Survey and Geo report have been completed. Permit Ready house plans are available if you choose. Easily navigate your way down this wide deep canal to reach the intercoastal waterway in just minutes. Situated in the highly sought after area of Bayview acres and nestled in on the end of a peaceful cul-de-sac surrounded by established single-family homes. All this property is waiting for is YOU! Need a builder? We have several that are very familiar with this area and can help you get started on your dream home. Located close to restaurants, shopping, parks, schools and churches.

3553 Ruby Avenue, St James City

Courtesy of Weichert Realtors Agency ONE

Selling Office: .

$875,000

3 Beds ⋅ 3 Baths ⋅ 225028939 MLS

This stunning Gulf-access waterfront home is nestled in one of Pine Island's most sought-after neighborhoods, Bayview Acres, in St. James City. Boasting a durable metal roof, a robust concrete lower level, and an expansive garage, this property sits on a spacious double lot offering quick, deep-water access. For boating enthusiasts, the location provides easy access to the Intracoastal Waterway (ICW) and the Gulf of Mexico, with Ft. Myers Beach, Sanibel, Captiva, and the picturesque, secluded islands of Lee County just a short ride away. The property is equipped with a covered boat lift with a wrap-around composite deck, and a second covered dock with an additional lift. With 120 feet of reinforced seawall, there’s plenty of room to store all your water toys. Inside, you’ll find elegant wood tile flooring throughout. The modern kitchen features stainless steel appliances, including a gas stove, granite countertops, a matching tile backsplash, a breakfast bar, a pantry, and ample white glass-paned cabinetry. The kitchen opens seamlessly to the living and dining areas. The living room is complete with a cozy fireplace, and the dining area boasts a wall of impact-resistant sliders that lead to a spacious 32x11 screened porch, offering breathtaking waterfront views. This home features a thoughtfully designed open/split floor plan, providing privacy and comfort. The primary suite is located on one side of the home, offering direct access to the second-floor balcony, a spacious walk-in closet, and an en-suite bath complete with a jetted soaking tub and a walk-in tiled shower with a frameless glass door. Two generously sized guest bedrooms each offer large built-in closets and share a well-appointed full bathroom. Take the elevator down to the ground level, where you'll discover a versatile bonus room complete with a full kitchen, living area, and a bathroom with a walk-in shower. Perfect for a "Mother-in-law suite" or offering guests their own private space, this home provides all the accommodations you need. Step outside to enjoy a spacious screened-in lanai, featuring a heated saltwater pool with an infinity-edge spa and a tanning shelf with dual lounge chairs, all surrounded by elegant brick paver decking. The home is equipped with several premium upgrades, including impact-resistant windows and doors, in-ground propane tank, fenced in backyard, solar panels for reduced energy costs just to name a few. St. James City offers a golf cart-friendly community, perfect for leisurely strolls, biking, and walking the dogs.

3704 Bayview Avenue, St James City

Courtesy of Marina Park Realty LLC

Selling Office: .

$990,000

4 Beds ⋅ 2 Baths ⋅ 225041197 MLS

Welcome to your slice of Paradise in St. James City! Step into island life with this tastefully furnished DIRECT BAY-FRONT pool home. This oversized .4 ACRE DREAM property is tucked away in one of the most picturesque corners of the island. This tropical retreat is all about sunshine, sea breezes, and easy living—it’s 5 o’clock every day under your own tiki hut, the perfect spot for entertaining friends or soaking in those famous Southwest Florida sunsets. The spacious lanai invites poolside fun and lazy afternoons under the sun, while your backyard feels like a private tropical oasis, bursting with lush palms and vibrant flora. Launch your next adventure from the 10,000 lb covered boat lift and wraparound dock, nestled in a quiet lagoon that offers both privacy and protection. Just a quick cruise to the Pine Island Sound, with easy access to Sanibel, Captiva, Fort Myers Beach, Boca Grande, and the open waters of the Gulf. Inside boasts an airy open layout with sun-filled views of the water and your vibrant backyard retreat. The wood-look ceramic tile throughout adds a light, natural touch. The oversized kitchen and updated master suite blend comfort with style, creating the ultimate beach house feel. Outside, you’ll love the metal roof, storm-ready folding shutters, paver driveway, and charming pergolas. This is more than a home—it’s a Florida coastal dream come to life. Come see what island living is all about!

3625 San Carlos Drive, St James City

Courtesy of John R. Wood Properties

Selling Office: .

$520,000

2 Beds ⋅ 2 Baths ⋅ 225039381 MLS

Location, Location, location! Great neighborhood on Pine Island located in St. James City – golf cart friendly, many local eateries and marinas. Home is on a deep water, sailboat access canal just minutes to open water. The concrete block home was recently updated and has a metal roof and hurricane protection for all windows and doors. Interior of the home is beautifully updated with an open concept living room and kitchen. Kitchen features stainless steel appliances, granite countertops, coastal inspired backsplash, undercabinet lighting, and large central island. Laundry room has storage and granite countertops. There is waterproof luxury vinyl plank flooring throughout the home. There are two full bathrooms. Primary bedroom features en suite bathroom, which includes a tiled tub and shower combo. The backyard is tranquil, offering an abundance of nature, including pelicans, herons, manatees, dolphins and has room for a pool. There is a boat lift and a kayak launch as well as banana trees, avocado trees, and many mature palms on the property which is located on a quiet cul-de-sac. The home even has an updated septic system and an annual termite warranty that is transferable. Don’t miss out on this gem of a home!

3797 Emerald Avenue, St James City

Courtesy of Century 21 Sunbelt Realty

Selling Office: .

$625,000

2 Beds ⋅ 2 Baths ⋅ 225012910 MLS

Welcome to your Key West-inspired retreat in beautiful Saint James City! This stunning 2-bedroom, 2-bathroom home offers an office (or third bedroom) with its own entry AND a den, either of which can easily be converted into a third bedroom. With a southern exposure, this home is bright, open, and airy, offering breathtaking views of the deep-water canal from nearly every room. This house just feels good! Step outside, and you're just minutes from the open waters of the Intracoastal and the Gulf of America—a true boater’s dream. The boat lift with canopy cover, composite Captain’s deck, and dock with water & electric make getting on the water effortless. With one simple turn, you’ll be cruising to Sanibel Island, Cayo Costa, and Cabbage Key in no time. This home has been completely remodeled, featuring: New luxury vinyl plank flooring for a modern, coastal feel, KraftMaid cabinetry with quartz countertops—elegance meets durability, and New stainless-steel appliances and new water heater. Crown molding in main living space. Pool deck freshly painted March 2024. New pool pump 2024. Pool has solar heater. Sliders from all rooms lead to the fenced pool lanai for amazing views. Concrete, solar-heated pool is perfect for year-round enjoyment and Metal roof for long-lasting durability. The fenced-in yard is perfect for pets, and the tropical landscaping enhances the island vibe. Located in a desirable neighborhood of high-end homes at the very south end of Pine Island, this community welcomes golf carts and offers easy access to waterfront restaurants, lively bars, and island entertainment. Sellers flood insurance policy is transferable to new owners! Whether you’re looking for a full-time residence or a vacation getaway, this home offers the ultimate Florida waterfront lifestyle. The best fishing in SWFL is right in your backyard. Great home for possible Airbnb. Manatees will visit you dockside! Your island escape awaits—schedule your private showing today!

3607 Rita Lane, St James City

Courtesy of EXP Realty LLC

Selling Office: .

$850,000

3 Beds ⋅ 2 Baths ⋅ 225016131 MLS

Enjoy life ON San Carlos Bay with stunning views and a uniquely designed coastal style home. Special touches abound in this completely remodeled home, creating the relaxed island lifestyle people dream of. Imagine sitting across from a submerged island, watching the birds, dolphins, and manatees on a regular basis. Outside feels like a private Caribbean resort as you walk through the mangroves toward a wrap-around deck that surrounds the entire home. Beautiful pergolas with flowering vines extend down from the metal roof. Unique design continues inside with amazing light from the vaulted ceiling clear story windows. The woodwork has whitewashed 8" yellow pine boards and wainscot ceiling. The 3bd/2ba home has new hurricane rated windows and sliding glass doors across the back so every room has lanai access and a view of the bay. Roll down Hurricane Shutters make buttoning up a breeze without the need to drag your furniture inside. Tile floors throughout, including the finished garage which can be used as an office, fitness room or interior space. Immediate access to some of the world's best fishing and minutes away from SW Florida's most amazing islands. 10,000# Covered lift, Composite Dock, Room for a Pool and so much more. Welcome to Paradise.

3695 San Carlos Drive, St James City

Courtesy of John R. Wood Properties

Selling Office: .

Bayview Acres Homes for Sale

Bayview Acres - St James City Florida Homes for Sale

How much is your home worth?

How much is your home worth?